CFPB Consumer Complaint Profile

JDJ Investments, INC.

Consumers have filed 141 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-05-15

141
Total complaints
40
Last 12 months
95%
Timely response
10
States affected

The verdict

Out of 3,848 financial companies in the CFPB database, JDJ Investments, INC. has accumulated 141 complaints, placing it #1133 by volume. Its on-time response rate is 95%, ahead of the 93% median among companies with 100+ complaints.

#1133
of 3,848 companies by volume
95%
answered on time
Debt collection
most-complained product
10
states with complaints
JDJ Investments, INC. timely response rate 95.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 49
Debt collection - Medical debt 27
Debt collection - Other debt 16
Credit reporting or other personal consumer reports - Credit reporting 12
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 11
Debt collection - Rental debt 11
Debt collection - Medical 9
Credit reporting or other personal consumer reports - Other personal consumer report 2
Debt collection - Credit card debt 1
Debt collection - Other (i.e. phone, health club, etc.) 1

Top Issues

1.Attempts to collect debt not owed 43
2.Written notification about debt 27
3.False statements or representation 24
4.Incorrect information on your report 12
5.Took or threatened to take negative or legal action 7
6.Problem with a credit reporting company's investigation into an existing problem 7
7.Cont'd attempts collect debt not owed 4
8.Improper use of your report 3
9.Communication tactics 3
10.Problem with a company's investigation into an existing problem 3

Complaints by Year

Year Complaints
2015 4
2016 5
2017 4
2018 4
2019 9
2020 9
2021 11
2022 11
2023 19
2024 17
2025 38
2026 10

Complaints by State (Top 15)

Louisiana 111
Texas 12
Georgia 8
Wisconsin 4
Nebraska 1
Illinois 1
California 1
Florida 1
Colorado 1
Maryland 1

Company Responses

Closed with explanation 136
Closed with non-monetary relief 5

What the CFPB Complaint Record Shows for JDJ Investments, INC.

JDJ Investments, INC. carries 141 complaints in the CFPB's database, 40 of them filed within the past 12 months. Consumers spanning 10 states and territories have weighed in, giving this a geographically concentrated footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction.

95% of CFPB-forwarded complaints against JDJ Investments, INC. get a reply inside the Bureau's 15-day window. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. The company's response was formally disputed in 16.7% of resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, 3.5% closed with the consumer receiving monetary or non-monetary relief.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does JDJ Investments, INC. have?

The CFPB has logged 141 complaints against JDJ Investments, INC. to date, of which 40 came in over the last 12 months.

Does JDJ Investments, INC. respond to complaints on time?

95% of the CFPB complaints against JDJ Investments, INC. get a response within the expected window. That is a strong response record by CFPB standards.

What product generates the most complaints for JDJ Investments, INC.?

The most complained-about product for JDJ Investments, INC. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with JDJ Investments, INC.?

"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against JDJ Investments, INC. - see all issues and counts above.

How do I file a complaint against JDJ Investments, INC.?

You can file a complaint against JDJ Investments, INC. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about JDJ Investments, INC.?

JDJ Investments, INC. has drawn CFPB complaints from 10 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

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Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

Read our methodology - how this data is sourced, computed, and verified.