CFPB Consumer Complaint Profile
King of Credit Financial, Inc
Consumers have filed 47 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.
Data updated 2026-08-14
- 47
- Total complaints
- Mid-range
- 19
- Last 12 months
- 70.2%
- Timely response
- Bottom decile
- 12
- States affected
The verdict
Out of 3,843 financial companies in the CFPB database, King of Credit Financial, Inc has accumulated 47 complaints, placing it #1895 by volume. Its on-time response rate is 70.2%, the 6th percentile among companies with 100+ complaints.
- #1895
- of 3,843 companies by volume
- 70.2%
- on time (6th pctile)
- Credit reporting or …
- most-complained product
- 12
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
King of Credit Financial, Inc vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
70.2% Among the lowest higher than 6% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2023 | 2 |
| 2024 | 18 |
| 2025 | 21 |
| 2026year in progress | 6 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for King of Credit Financial, Inc
47 complaints against King of Credit Financial, Inc appear in the CFPB record, including 19 from the trailing year. The 12 states and territories represented put this footprint in geographically concentrated territory. The single largest complaint category is "Credit reporting or other personal consumer reports," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Incorrect information on your report" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.
King of Credit Financial, Inc's timely response rate stands at 70.2%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is well below the 95% industry benchmark and is a material red flag, late or missing responses are one of the strongest predictors of CFPB supervisory interest. Among resolved complaints, 0% closed with some form of monetary or non-monetary relief to the consumer.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does King of Credit Financial, Inc have?
King of Credit Financial, Inc has 47 total consumer complaints filed with the CFPB, with 19 filed in the last 12 months.
Does King of Credit Financial, Inc respond to complaints on time?
CFPB complaints against King of Credit Financial, Inc draw a 70.2% timely-response rate inside the expected window. That falls well short of the 95% benchmark most companies clear.
What product generates the most complaints for King of Credit Financial, Inc?
The most complained-about product for King of Credit Financial, Inc is "Credit reporting or other personal consumer reports." You can view the full product breakdown on this page.
What is the most common complaint issue with King of Credit Financial, Inc?
"Incorrect information on your report" is the single most frequently cited issue in complaints against King of Credit Financial, Inc - see all issues and counts above.
How do I file a complaint against King of Credit Financial, Inc?
You can file a complaint against King of Credit Financial, Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about King of Credit Financial, Inc?
The CFPB has recorded complaints against King of Credit Financial, Inc from 12 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.
Also handles Credit reporting or other personal consumer reports
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does King of Credit Financial, Inc have?
King of Credit Financial, Inc has 47 total consumer complaints filed with the CFPB, with 19 filed in the last 12 months.
Does King of Credit Financial, Inc respond to complaints on time?
CFPB complaints against King of Credit Financial, Inc draw a 70.2% timely-response rate inside the expected window. That falls well short of the 95% benchmark most companies clear.
What product generates the most complaints for King of Credit Financial, Inc?
The most complained-about product for King of Credit Financial, Inc is "Credit reporting or other personal consumer reports." You can view the full product breakdown on this page.
What is the most common complaint issue with King of Credit Financial, Inc?
"Incorrect information on your report" is the single most frequently cited issue in complaints against King of Credit Financial, Inc - see all issues and counts above.
How do I file a complaint against King of Credit Financial, Inc?
You can file a complaint against King of Credit Financial, Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about King of Credit Financial, Inc?
The CFPB has recorded complaints against King of Credit Financial, Inc from 12 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.