CFPB Consumer Complaint Profile

Kramer & Frank, P.C.

Consumers have filed complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

126
Total complaints
Mid-range
14
Last 12 months
96.8%
Timely response
Below median
7
States affected

Subscribe to this company's annual complaint changes (RSS)

The verdict

Kramer & Frank, P.C. ranks #1202 of 3,843 financial companies by CFPB complaint volume. For answering complaints on time it stands at the 38th percentile in the 100+ complaint peer group.

Debt collection
most-complained product
MO
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

C+
PlainCredit Trust Score
60/100
Kramer & Frank, P.C. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response C+ 96.8%
Share of complaints answered within the CFPB response window
Dispute Rate F 29.5%
Share of responses the consumer disputed (lower is better)
Relief Rate A+ 37.3%
Share of complaints closed with monetary or non-monetary relief

Kramer & Frank, P.C. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

96.8% Around the middle higher than 38% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Debt collection - Credit card debt 41
Debt collection - Credit card 19
Debt collection - I do not know 11
Debt collection - Other debt 8
Debt collection - Private student loan debt 7
Debt collection - Medical 6
Debt collection - Medical debt 6
Debt collection - Other (i.e. phone, health club, etc.) 5
Debt collection - Non-federal student loan 4
Debt collection - Payday loan debt 4

Top Issues

1.Took or threatened to take negative or legal action 22
2.Written notification about debt 19
3.Attempts to collect debt not owed 18
4.Communication tactics 14
5.False statements or representation 13
6.Cont'd attempts collect debt not owed 10
7.Disclosure verification of debt 10
8.Threatened to contact someone or share information improperly 4
9.Taking/threatening an illegal action 4
10.Improper contact or sharing of info 3

Complaints by Year

Year Complaints
2012 1
2013 4
2014 12
2015 12
2016 12
2017 14
2018 10
2019 9
2020 10
2021 3
2022 6
2023 4
2024 12
2025 17

Complaints by State (Top 15)

Missouri 86
Kansas 28
Arkansas 4
Illinois 4
New Jersey 1
Alabama 1
Maryland 1

Company Responses

Closed with explanation 79
Closed with non-monetary relief 40
Closed with monetary relief 7

What the CFPB Complaint Record Shows for Kramer & Frank, P.C.

In the CFPB record, Kramer & Frank, P.C. has a geographically concentrated complaint footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Inside that category, "Took or threatened to take negative or legal action" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, the timely-response measure shows how often forwarded complaints get a reply. This company's rate is at or above benchmark levels, a sign it handles intake and escalation well. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Kramer & Frank, P.C.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Kramer & Frank, P.C. have?

The CFPB has logged 126 complaints against Kramer & Frank, P.C. to date, of which 14 came in over the last 12 months.

Does Kramer & Frank, P.C. respond to complaints on time?

Kramer & Frank, P.C. has a 96.8% timely response rate to CFPB complaints. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Kramer & Frank, P.C.?

The most complained-about product for Kramer & Frank, P.C. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Kramer & Frank, P.C.?

"Took or threatened to take negative or legal action" is the single most frequently cited issue in complaints against Kramer & Frank, P.C. - see all issues and counts above.

How do I file a complaint against Kramer & Frank, P.C.?

You can file a complaint against Kramer & Frank, P.C. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Kramer & Frank, P.C.?

Consumers in 7 states and territories have filed complaints about Kramer & Frank, P.C. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Kramer & Frank, P.C.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.