CFPB Consumer Complaint Profile

Kross, Lieberman & Stone, Inc.

What 64 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

64
Total complaints
Mid-range
0
Last 12 months
45.3%
Timely response
Bottom decile
14
States affected

Subscribe to this company's annual complaint changes (RSS)

The verdict

64 CFPB complaints put Kross, Lieberman & Stone, Inc. at #1626 out of 3,843 financial companies ranked by complaint volume. On-time replies land at 45.3%, the 3rd percentile for the 100+ complaint peer group.

#1626
of 3,843 companies by volume
45.3%
on time (3rd pctile)
Debt collection
most-complained product
14
states with complaints
D
PlainCredit Trust Score
40/100
Kross, Lieberman & Stone, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 45.3%
Share of complaints answered within the CFPB response window
Dispute Rate B- 9.1%
Share of responses the consumer disputed (lower is better)
Relief Rate C- 1.6%
Share of complaints closed with monetary or non-monetary relief

Kross, Lieberman & Stone, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

45.3% Among the lowest higher than 3% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2017 to 2018 complete years

  • Annual CFPB complaint volume moved from 26 in 2017 to 5 in 2018 (2017 → 2018).

See the full year-over-year release diff

Kross, Lieberman & Stone, Inc. timely response rate 45.3%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Medical 18
Debt collection - I do not know 15
Debt collection - Other (i.e. phone, health club, etc.) 14
Debt collection - Other debt 8
Debt collection - Medical debt 5
Debt collection - Auto debt 1
Debt collection - Auto 1
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 1
Debt collection - Credit card 1

Top Issues

1.Cont'd attempts collect debt not owed 13
2.Disclosure verification of debt 13
3.Communication tactics 9
4.False statements or representation 7
5.Written notification about debt 6
6.Attempts to collect debt not owed 6
7.Took or threatened to take negative or legal action 4
8.Improper contact or sharing of info 3
9.Taking/threatening an illegal action 2
10.Improper use of your report 1

Complaints by Year

Year Complaints
2014 5
2015 9
2016 19
2017 26
2018 5

Complaints by State (Top 15)

North Carolina 32
Georgia 6
Ohio 5
California 4
Texas 4
South Carolina 3
Arizona 2
Alabama 2
Michigan 1
New Mexico 1
Florida 1
Iowa 1
Virginia 1
Arkansas 1

Company Responses

Closed with explanation 50
Untimely response 8
Closed 5
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Kross, Lieberman & Stone, Inc.

64 complaints against Kross, Lieberman & Stone, Inc. appear in the CFPB record, including 0 from the trailing year. The 14 states and territories represented put this footprint in geographically concentrated territory. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Cont'd attempts collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

CFPB-forwarded complaints against Kross, Lieberman & Stone, Inc. draw a 45.3% reply rate inside the Bureau's 15-day window. That is far under the 95% benchmark - a material red flag, since late or missing responses are among the strongest predictors of CFPB supervisory interest. Consumers formally disputed the company's response at a 9.1% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, the consumer-relief closure rate is 1.6%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Kross, Lieberman & Stone, Inc. have?

Kross, Lieberman & Stone, Inc. has 64 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Kross, Lieberman & Stone, Inc. respond to complaints on time?

Kross, Lieberman & Stone, Inc.'s CFPB timely-response rate is 45.3%. That trails the 95% industry benchmark by a wide margin.

What product generates the most complaints for Kross, Lieberman & Stone, Inc.?

The most complained-about product for Kross, Lieberman & Stone, Inc. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Kross, Lieberman & Stone, Inc.?

The most common issue reported by consumers about Kross, Lieberman & Stone, Inc. is "Cont'd attempts collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Kross, Lieberman & Stone, Inc.?

You can file a complaint against Kross, Lieberman & Stone, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Kross, Lieberman & Stone, Inc.?

The CFPB has recorded complaints against Kross, Lieberman & Stone, Inc. from 14 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Kross, Lieberman & Stone, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (9.1% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Kross, Lieberman & Stone, Inc. have?

Kross, Lieberman & Stone, Inc. has 64 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Kross, Lieberman & Stone, Inc. respond to complaints on time?

Kross, Lieberman & Stone, Inc.'s CFPB timely-response rate is 45.3%. That trails the 95% industry benchmark by a wide margin.

What product generates the most complaints for Kross, Lieberman & Stone, Inc.?

The most complained-about product for Kross, Lieberman & Stone, Inc. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Kross, Lieberman & Stone, Inc.?

The most common issue reported by consumers about Kross, Lieberman & Stone, Inc. is "Cont'd attempts collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Kross, Lieberman & Stone, Inc.?

You can file a complaint against Kross, Lieberman & Stone, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Kross, Lieberman & Stone, Inc.?

The CFPB has recorded complaints against Kross, Lieberman & Stone, Inc. from 14 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Kross, Lieberman & Stone, Inc.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.