CFPB Consumer Complaint Profile

Kubota North America Corporation

Behind the 63 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

63
Total complaints
Mid-range
30
Last 12 months
100%
Timely response
Top decile
20
States affected

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The verdict

Kubota North America Corporation ranks #1640 of 3,843 financial companies by CFPB complaint volume, with 63 complaints on record. Its on-time response rate is 100%, the 86th percentile among companies with 100+ complaints.

#1640
of 3,843 companies by volume
100%
on time (86th pctile)
Credit reporting or …
most-complained product
20
states with complaints
B+
PlainCredit Trust Score
78/100
Kubota North America Corporation · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate C+ 4.8%
Share of complaints closed with monetary or non-monetary relief

Kubota North America Corporation vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 8 in 2024 to 29 in 2025 (2024 → 2025).

See the full year-over-year release diff

Kubota North America Corporation timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Credit reporting or other personal consumer reports - Credit reporting 16
Debt collection - I do not know 13
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 8
Vehicle loan or lease - Loan 7
Payday loan, title loan, personal loan, or advance loan - Installment loan 5
Debt collection - Other debt 5
Payday loan, title loan, or personal loan - Installment loan 3
Debt collection - Auto debt 2
Credit reporting or other personal consumer reports - Other personal consumer report 1
Vehicle loan or lease - Lease 1

Top Issues

1.Incorrect information on your report 18
2.Took or threatened to take negative or legal action 7
3.Problem when making payments 5
4.Attempts to collect debt not owed 5
5.Improper use of your report 4
6.Problem with a credit reporting company's investigation into an existing problem 4
7.False statements or representation 3
8.Managing the loan or lease 3
9.Communication tactics 2
10.Problem with a company's investigation into an existing problem 2

Complaints by Year

Year Complaints
2021 5
2022 7
2023 9
2024 8
2025 29
2026year in progress 5

Complaints by State (Top 15)

Texas 15
Florida 7
New York 6
Mississippi 5
Georgia 4
Arkansas 3
Louisiana 3
Tennessee 3
North Carolina 2
New Jersey 2
Nevada 2
South Carolina 2
Alabama 2
Ohio 1
Maryland 1

Company Responses

Closed with explanation 60
Closed with non-monetary relief 3

What the CFPB Complaint Record Shows for Kubota North America Corporation

63 complaints against Kubota North America Corporation appear in the CFPB record, including 30 from the trailing year. The 20 states and territories represented put this footprint in multi-regional territory. No product draws more complaints than "Credit reporting or other personal consumer reports," which sits at the top of the product breakdown. The specific issue named most within that category is "Incorrect information on your report," a reasonable starting point for understanding recurring friction.

CFPB-forwarded complaints against Kubota North America Corporation draw a 100% reply rate inside the Bureau's 15-day window. That is at or above benchmark levels, a sign the company handles intake and escalation well. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 4.8% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Kubota North America Corporation have?

Kubota North America Corporation has 63 total consumer complaints filed with the CFPB, with 30 filed in the last 12 months.

Does Kubota North America Corporation respond to complaints on time?

Kubota North America Corporation has a 100% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Kubota North America Corporation?

The most complained-about product for Kubota North America Corporation is "Credit reporting or other personal consumer reports." You can view the full product breakdown on this page.

What is the most common complaint issue with Kubota North America Corporation?

"Incorrect information on your report" is the single most frequently cited issue in complaints against Kubota North America Corporation - see all issues and counts above.

How do I file a complaint against Kubota North America Corporation?

You can file a complaint against Kubota North America Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Kubota North America Corporation?

The CFPB has recorded complaints against Kubota North America Corporation from 20 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Also handles Credit reporting or other personal consumer reports

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Kubota North America Corporation have?

Kubota North America Corporation has 63 total consumer complaints filed with the CFPB, with 30 filed in the last 12 months.

Does Kubota North America Corporation respond to complaints on time?

Kubota North America Corporation has a 100% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Kubota North America Corporation?

The most complained-about product for Kubota North America Corporation is "Credit reporting or other personal consumer reports." You can view the full product breakdown on this page.

What is the most common complaint issue with Kubota North America Corporation?

"Incorrect information on your report" is the single most frequently cited issue in complaints against Kubota North America Corporation - see all issues and counts above.

How do I file a complaint against Kubota North America Corporation?

You can file a complaint against Kubota North America Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Kubota North America Corporation?

The CFPB has recorded complaints against Kubota North America Corporation from 20 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Kubota North America Corporation's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.