CFPB Consumer Complaint Profile

Kubota North America Corporation

What 63 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

63
Total complaints
30
Last 12 months
100%
Timely response
20
States affected

The verdict

Kubota North America Corporation ranks #1642 of 3,848 financial companies by CFPB complaint volume, with 63 complaints on record. It answers 100% of complaints on time — above the 93% median for companies with 100+ complaints.

#1642
of 3,848 companies by volume
100%
answered on time
Credit reporting or …
most-complained product
20
states with complaints
Kubota North America Corporation timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Credit reporting or other personal consumer reports — Credit reporting 16
Debt collection — I do not know 13
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 8
Vehicle loan or lease — Loan 7
Payday loan, title loan, personal loan, or advance loan — Installment loan 5
Debt collection — Other debt 5
Payday loan, title loan, or personal loan — Installment loan 3
Debt collection — Auto debt 2
Credit reporting or other personal consumer reports — Other personal consumer report 1
Vehicle loan or lease — Lease 1

Top Issues

1.Incorrect information on your report 18
2.Took or threatened to take negative or legal action 7
3.Problem when making payments 5
4.Attempts to collect debt not owed 5
5.Improper use of your report 4
6.Problem with a credit reporting company's investigation into an existing problem 4
7.False statements or representation 3
8.Managing the loan or lease 3
9.Communication tactics 2
10.Problem with a company's investigation into an existing problem 2

Complaints by Year

Year Complaints
2021 5
2022 7
2023 9
2024 8
2025 29
2026 5

Complaints by State (Top 15)

Texas 15
Florida 7
New York 6
Mississippi 5
Georgia 4
Arkansas 3
Louisiana 3
Tennessee 3
North Carolina 2
New Jersey 2
Nevada 2
South Carolina 2
Alabama 2
Ohio 1
Maryland 1

Company Responses

Closed with explanation 60
Closed with non-monetary relief 3

What the CFPB Complaint Record Shows for Kubota North America Corporation

The CFPB Consumer Complaint Database has logged 63 complaints against Kubota North America Corporation overall, with 30 of those filed in the trailing 12 months. Reports have come from consumers in 20 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Credit reporting or other personal consumer reports," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Incorrect information on your report" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Kubota North America Corporation's timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Of complaints that were resolved, 4.8% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Kubota North America Corporation have?

Kubota North America Corporation has 63 total consumer complaints filed with the CFPB, with 30 filed in the last 12 months.

Does Kubota North America Corporation respond to complaints on time?

Kubota North America Corporation has a 100% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Kubota North America Corporation?

The most complained-about product for Kubota North America Corporation is "Credit reporting or other personal consumer reports." You can view the full product breakdown on this page.

What is the most common complaint issue with Kubota North America Corporation?

The most common issue reported by consumers about Kubota North America Corporation is "Incorrect information on your report." All complaint issues are listed above with their counts.

How do I file a complaint against Kubota North America Corporation?

You can file a complaint against Kubota North America Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Kubota North America Corporation?

Consumers in 20 states and territories have filed complaints about Kubota North America Corporation with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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