CFPB Consumer Complaint Profile

Lanier Collections Agency and Services Inc

The CFPB complaints on file trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

242
Total complaints
Above average
13
Last 12 months
96.3%
Timely response
Below median
12
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Lanier Collections Agency and Services Inc places #804 by volume. On response speed it sits at the 35th percentile among companies with 100+ complaints.

Debt collection
most-complained product
GA
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

C-
PlainCredit Trust Score
50/100
Lanier Collections Agency and Services Inc · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response C 96.3%
Share of complaints answered within the CFPB response window
Dispute Rate C 14.3%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.4%
Share of complaints closed with monetary or non-monetary relief

Lanier Collections Agency and Services Inc vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

96.3% Around the middle higher than 35% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Debt collection - Medical debt 154
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 28
Debt collection - I do not know 25
Debt collection - Other debt 13
Debt collection - Medical 12
Credit reporting or other personal consumer reports - Credit reporting 6
Debt collection - Mortgage debt 1
Debt collection - Rental debt 1
Credit reporting 1
Debt collection - Other (i.e. phone, health club, etc.) 1

Top Issues

1.Attempts to collect debt not owed 107
2.Written notification about debt 60
3.False statements or representation 13
4.Problem with a credit reporting company's investigation into an existing problem 12
5.Improper use of your report 11
6.Incorrect information on your report 10
7.Took or threatened to take negative or legal action 7
8.Disclosure verification of debt 7
9.Communication tactics 6
10.Cont'd attempts collect debt not owed 4

Complaints by Year

Year Complaints
2015 2
2016 6
2017 16
2018 17
2019 27
2020 26
2021 65
2022 30
2023 18
2024 17
2025 16
2026year in progress 2

Complaints by State (Top 15)

Georgia 177
South Carolina 21
Florida 14
California 9
Texas 4
Virginia 4
Pennsylvania 3
Mississippi 3
Illinois 2
Louisiana 1
Colorado 1
Tennessee 1

Company Responses

Closed with explanation 240
Closed 1
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Lanier Collections Agency and Services Inc

In the CFPB record, Lanier Collections Agency and Services Inc has a geographically concentrated complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction.

Within the Bureau's 15-day response window, the timely-response measure shows how often forwarded complaints get a reply. This company's rate is at or above benchmark levels, a sign it handles intake and escalation well. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Lanier Collections Agency and Services Inc: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Lanier Collections Agency and Services Inc have?

Lanier Collections Agency and Services Inc has 242 total consumer complaints filed with the CFPB, with 13 filed in the last 12 months.

Does Lanier Collections Agency and Services Inc respond to complaints on time?

CFPB complaints against Lanier Collections Agency and Services Inc draw a 96.3% timely-response rate inside the expected window. That is a strong response record by CFPB standards.

What product generates the most complaints for Lanier Collections Agency and Services Inc?

Among all products tied to Lanier Collections Agency and Services Inc, "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Lanier Collections Agency and Services Inc?

"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against Lanier Collections Agency and Services Inc - see all issues and counts above.

How do I file a complaint against Lanier Collections Agency and Services Inc?

You can file a complaint against Lanier Collections Agency and Services Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Lanier Collections Agency and Services Inc?

Lanier Collections Agency and Services Inc has drawn CFPB complaints from 12 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Lanier Collections Agency and Services Inc's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.