CFPB Consumer Complaint Profile

Larsen & Associates, P.L.

14 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

14
Total complaints
Below average
1
Last 12 months
64.3%
Timely response
Bottom decile
3
States affected

Subscribe to this company's annual complaint changes (RSS)

The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Larsen & Associates, P.L. sits at #3314, with 14 complaints logged. On-time replies land at 64.3%, the 5th percentile for the 100+ complaint peer group.

#3314
of 3,843 companies by volume
64.3%
on time (5th pctile)
Debt collection
most-complained product
3
states with complaints
F
PlainCredit Trust Score
37/100
Larsen & Associates, P.L. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 64.3%
Share of complaints answered within the CFPB response window
Dispute Rate A+ 0.0%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Larsen & Associates, P.L. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

64.3% Among the lowest higher than 5% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Larsen & Associates, P.L. timely response rate 64.3%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 4
Debt collection - Other debt 4
Debt collection - Other (i.e. phone, health club, etc.) 3
Debt collection - Mortgage debt 2
Mortgage - Conventional home mortgage 1

Top Issues

1.Took or threatened to take negative or legal action 8
2.Attempts to collect debt not owed 2
3.Disclosure verification of debt 1
4.Cont'd attempts collect debt not owed 1
5.Trouble during payment process 1
6.False statements or representation 1

Complaints by Year

Year Complaints
2015 3
2021 2
2022 2
2025 7

Complaints by State (Top 15)

Florida 12
Nebraska 1
New Hampshire 1

Company Responses

Closed with explanation 13
Closed 1

What the CFPB Complaint Record Shows for Larsen & Associates, P.L.

14 complaints against Larsen & Associates, P.L. appear in the CFPB record, including 1 from the trailing year. The 3 states and territories represented put this footprint in geographically concentrated territory. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Inside that category, "Took or threatened to take negative or legal action" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, Larsen & Associates, P.L. posts a 64.3% reply rate on forwarded complaints. That is well below the 95% industry benchmark and is a material red flag, late or missing responses are one of the strongest predictors of CFPB supervisory interest. Consumers formally disputed the company's response at a 0% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, 0% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Larsen & Associates, P.L. have?

14 complaints have been filed against Larsen & Associates, P.L. with the CFPB overall - 1 of them in the past year.

Does Larsen & Associates, P.L. respond to complaints on time?

Larsen & Associates, P.L.'s CFPB timely-response rate is 64.3%. That falls well short of the 95% benchmark most companies clear.

What product generates the most complaints for Larsen & Associates, P.L.?

The most complained-about product for Larsen & Associates, P.L. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Larsen & Associates, P.L.?

The most common issue reported by consumers about Larsen & Associates, P.L. is "Took or threatened to take negative or legal action." All complaint issues are listed above with their counts.

How do I file a complaint against Larsen & Associates, P.L.?

You can file a complaint against Larsen & Associates, P.L. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Larsen & Associates, P.L.?

Consumers in 3 states and territories have filed complaints about Larsen & Associates, P.L. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Larsen & Associates, P.L.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (0% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Larsen & Associates, P.L. have?

14 complaints have been filed against Larsen & Associates, P.L. with the CFPB overall - 1 of them in the past year.

Does Larsen & Associates, P.L. respond to complaints on time?

Larsen & Associates, P.L.'s CFPB timely-response rate is 64.3%. That falls well short of the 95% benchmark most companies clear.

What product generates the most complaints for Larsen & Associates, P.L.?

The most complained-about product for Larsen & Associates, P.L. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Larsen & Associates, P.L.?

The most common issue reported by consumers about Larsen & Associates, P.L. is "Took or threatened to take negative or legal action." All complaint issues are listed above with their counts.

How do I file a complaint against Larsen & Associates, P.L.?

You can file a complaint against Larsen & Associates, P.L. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Larsen & Associates, P.L.?

Consumers in 3 states and territories have filed complaints about Larsen & Associates, P.L. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Larsen & Associates, P.L.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.