CFPB Consumer Complaint Profile

Law Office of Joe Pezzuto, LLC

27 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

27
Total complaints
Mid-range
0
Last 12 months
96.3%
Timely response
Below median
11
States affected

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The verdict

27 CFPB complaints put Law Office of Joe Pezzuto, LLC at #2473 out of 3,843 financial companies ranked by complaint volume. It posts a 96.3% on-time response rate, the 35th percentile among companies with 100+ complaints.

#2473
of 3,843 companies by volume
96.3%
on time (35th pctile)
Debt collection
most-complained product
11
states with complaints
C
PlainCredit Trust Score
58/100
Law Office of Joe Pezzuto, LLC · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response C 96.3%
Share of complaints answered within the CFPB response window
Dispute Rate F 22.2%
Share of responses the consumer disputed (lower is better)
Relief Rate A- 14.8%
Share of complaints closed with monetary or non-monetary relief

Law Office of Joe Pezzuto, LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

96.3% Around the middle higher than 35% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Law Office of Joe Pezzuto, LLC timely response rate 96.3%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Credit card 14
Debt collection - I do not know 7
Debt collection - Other (i.e. phone, health club, etc.) 5
Consumer Loan - Installment loan 1

Top Issues

1.Cont'd attempts collect debt not owed 10
2.Disclosure verification of debt 5
3.Taking/threatening an illegal action 4
4.Communication tactics 3
5.Improper contact or sharing of info 3
6.False statements or representation 1
7.Problems when you are unable to pay 1

Complaints by Year

Year Complaints
2013 6
2014 12
2015 7
2016 2

Complaints by State (Top 15)

California 6
Minnesota 5
Arizona 5
Texas 2
Virginia 2
Michigan 1
Oregon 1
Georgia 1
Pennsylvania 1
Kentucky 1
New York 1

Company Responses

Closed with explanation 22
Closed with non-monetary relief 3
Closed 1
Closed with monetary relief 1

What the CFPB Complaint Record Shows for Law Office of Joe Pezzuto, LLC

27 complaints against Law Office of Joe Pezzuto, LLC appear in the CFPB record, including 0 from the trailing year. The 11 states and territories represented put this footprint in geographically concentrated territory. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Within that category, the most frequently cited specific issue is "Cont'd attempts collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

CFPB-forwarded complaints against Law Office of Joe Pezzuto, LLC draw a 96.3% reply rate inside the Bureau's 15-day window. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. The company's response carried a 22.2% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, 14.8% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Law Office of Joe Pezzuto, LLC have?

The CFPB has logged 27 complaints against Law Office of Joe Pezzuto, LLC to date, of which 0 came in over the last 12 months.

Does Law Office of Joe Pezzuto, LLC respond to complaints on time?

Law Office of Joe Pezzuto, LLC's CFPB timely-response rate is 96.3%. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Law Office of Joe Pezzuto, LLC?

"Debt collection" draws more CFPB complaints against Law Office of Joe Pezzuto, LLC than any other product - see the full breakdown above.

What is the most common complaint issue with Law Office of Joe Pezzuto, LLC?

Consumers most often cite "Cont'd attempts collect debt not owed" when complaining about Law Office of Joe Pezzuto, LLC; the full issue list with counts is above.

How do I file a complaint against Law Office of Joe Pezzuto, LLC?

You can file a complaint against Law Office of Joe Pezzuto, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Law Office of Joe Pezzuto, LLC?

The CFPB has recorded complaints against Law Office of Joe Pezzuto, LLC from 11 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Law Office of Joe Pezzuto, LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Law Office of Joe Pezzuto, LLC have?

The CFPB has logged 27 complaints against Law Office of Joe Pezzuto, LLC to date, of which 0 came in over the last 12 months.

Does Law Office of Joe Pezzuto, LLC respond to complaints on time?

Law Office of Joe Pezzuto, LLC's CFPB timely-response rate is 96.3%. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Law Office of Joe Pezzuto, LLC?

"Debt collection" draws more CFPB complaints against Law Office of Joe Pezzuto, LLC than any other product - see the full breakdown above.

What is the most common complaint issue with Law Office of Joe Pezzuto, LLC?

Consumers most often cite "Cont'd attempts collect debt not owed" when complaining about Law Office of Joe Pezzuto, LLC; the full issue list with counts is above.

How do I file a complaint against Law Office of Joe Pezzuto, LLC?

You can file a complaint against Law Office of Joe Pezzuto, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Law Office of Joe Pezzuto, LLC?

The CFPB has recorded complaints against Law Office of Joe Pezzuto, LLC from 11 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Law Office of Joe Pezzuto, LLC's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.