CFPB Consumer Complaint Profile
Law Office of Michael J. Scott, PC
Behind the 580 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.
Data updated 2026-05-15
- 580
- Total complaints
- 168
- Last 12 months
- 98.4%
- Timely response
- 15
- States affected
The verdict
580 CFPB complaints put Law Office of Michael J. Scott, PC at #463 out of 3,848 financial companies ranked by complaint volume. Its on-time response rate is 98.4%, ahead of the 93% median among companies with 100+ complaints.
- #463
- of 3,848 companies by volume
- 98.4%
- answered on time
- Debt collection
- most-complained product
- 15
- states with complaints
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 4 |
| 2014 | 19 |
| 2015 | 23 |
| 2016 | 11 |
| 2017 | 23 |
| 2018 | 26 |
| 2019 | 29 |
| 2020 | 35 |
| 2021 | 31 |
| 2022 | 25 |
| 2023 | 55 |
| 2024 | 97 |
| 2025 | 172 |
| 2026 | 30 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Law Office of Michael J. Scott, PC
The CFPB Consumer Complaint Database has logged 580 complaints against Law Office of Michael J. Scott, PC overall, with 168 of those filed in the trailing 12 months. Reports have come from consumers in 15 states and territories, making this a multi-regional complaint footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Took or threatened to take negative or legal action," a reasonable starting point for understanding recurring friction.
98.4% of CFPB-forwarded complaints against Law Office of Michael J. Scott, PC get a reply inside the Bureau's 15-day window. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. Consumers formally disputed the company's response in 27.4% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. 0% of resolved complaints ended with some monetary or non-monetary relief for the consumer.
How to read complaint counts
Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Law Office of Michael J. Scott, PC have?
580 complaints have been filed against Law Office of Michael J. Scott, PC with the CFPB overall - 168 of them in the past year.
Does Law Office of Michael J. Scott, PC respond to complaints on time?
Law Office of Michael J. Scott, PC has a 98.4% timely response rate to CFPB complaints. That is a strong response record by CFPB standards.
What product generates the most complaints for Law Office of Michael J. Scott, PC?
"Debt collection" draws more CFPB complaints against Law Office of Michael J. Scott, PC than any other product - see the full breakdown above.
What is the most common complaint issue with Law Office of Michael J. Scott, PC?
Consumers most often cite "Took or threatened to take negative or legal action" when complaining about Law Office of Michael J. Scott, PC; the full issue list with counts is above.
How do I file a complaint against Law Office of Michael J. Scott, PC?
You can file a complaint against Law Office of Michael J. Scott, PC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Law Office of Michael J. Scott, PC?
Law Office of Michael J. Scott, PC has drawn CFPB complaints from 15 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.
Similar Companies
Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.
Similar complaint volume (~580)
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026
Read our methodology - how this data is sourced, computed, and verified.