CFPB Consumer Complaint Profile
Law Office of Michael J. Scott, PC
Behind the 580 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.
Data updated 2026-08-14
- 580
- Total complaints
- Above average
- 168
- Last 12 months
- 98.4%
- Timely response
- Above median
- 15
- States affected
The verdict
580 CFPB complaints put Law Office of Michael J. Scott, PC at #462 out of 3,843 financial companies ranked by complaint volume. Its on-time response rate is 98.4%, the 52nd percentile among companies with 100+ complaints.
- #462
- of 3,843 companies by volume
- 98.4%
- on time (52nd pctile)
- Debt collection
- most-complained product
- 15
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Law Office of Michael J. Scott, PC vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
98.4% Higher than most higher than 52% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
What changed
CFPB Consumer Complaint Database 2024 to 2025 complete years
- Annual CFPB complaint volume moved from 97 in 2024 to 172 in 2025 (2024 → 2025).
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 4 |
| 2014 | 19 |
| 2015 | 23 |
| 2016 | 11 |
| 2017 | 23 |
| 2018 | 26 |
| 2019 | 29 |
| 2020 | 35 |
| 2021 | 31 |
| 2022 | 25 |
| 2023 | 55 |
| 2024 | 97 |
| 2025 | 172 |
| 2026year in progress | 30 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Law Office of Michael J. Scott, PC
The CFPB Consumer Complaint Database has logged 580 complaints against Law Office of Michael J. Scott, PC overall, with 168 of those filed in the trailing 12 months. Reports have come from consumers in 15 states and territories, making this a multi-regional complaint footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Took or threatened to take negative or legal action," a reasonable starting point for understanding recurring friction.
CFPB-forwarded complaints against Law Office of Michael J. Scott, PC draw a 98.4% reply rate inside the Bureau's 15-day window. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. Consumers formally disputed the company's response at a 27.4% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0% rate.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Law Office of Michael J. Scott, PC have?
580 complaints have been filed against Law Office of Michael J. Scott, PC with the CFPB overall - 168 of them in the past year.
Does Law Office of Michael J. Scott, PC respond to complaints on time?
Law Office of Michael J. Scott, PC has a 98.4% timely response rate to CFPB complaints. That is a strong response record by CFPB standards.
What product generates the most complaints for Law Office of Michael J. Scott, PC?
"Debt collection" draws more CFPB complaints against Law Office of Michael J. Scott, PC than any other product - see the full breakdown above.
What is the most common complaint issue with Law Office of Michael J. Scott, PC?
Consumers most often cite "Took or threatened to take negative or legal action" when complaining about Law Office of Michael J. Scott, PC; the full issue list with counts is above.
How do I file a complaint against Law Office of Michael J. Scott, PC?
You can file a complaint against Law Office of Michael J. Scott, PC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Law Office of Michael J. Scott, PC?
Law Office of Michael J. Scott, PC has drawn CFPB complaints from 15 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Law Office of Michael J. Scott, PC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (27.4% here).
Also handles Debt collection
Other companies with the same primary CFPB product category on file.
Source: CFPB Consumer Complaint Database Data through March 2026
Read our methodology - how this data is sourced, computed, and verified.