CFPB Consumer Complaint Profile

Law Offices of Goldsmith & Hull A.P.C.

The CFPB complaints on file trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

15
Total complaints
Below average
0
Last 12 months
73.3%
Timely response
Bottom decile
3
States affected

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The verdict

By CFPB complaint volume, Law Offices of Goldsmith & Hull A.P.C. is #3232 out of 3,843 financial companies. On response speed it sits at the 7th percentile among companies with 100+ complaints.

Debt collection
most-complained product
CA
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

F
PlainCredit Trust Score
27/100
Law Offices of Goldsmith & Hull A.P.C. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 73.3%
Share of complaints answered within the CFPB response window
Dispute Rate C- 16.7%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Law Offices of Goldsmith & Hull A.P.C. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

73.3% Among the lowest higher than 7% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Debt collection - Federal student loan 2
Debt collection - I do not know 2
Debt collection - Credit card debt 1
Debt collection - Other (i.e. phone, health club, etc.) 1
Checking or savings account - Checking account 1
Debt collection - Credit card 1
Debt collection - Other debt 1
Student loan - Private student loan 1
Debt collection - Federal student loan debt 1
Credit card or prepaid card - General-purpose credit card or charge card 1

Top Issues

1.Disclosure verification of debt 3
2.Attempts to collect debt not owed 2
3.Written notification about debt 2
4.Communication tactics 2
5.Taking/threatening an illegal action 1
6.Managing an account 1
7.Dealing with your lender or servicer 1
8.Struggling to pay your bill 1
9.Dealing with my lender or servicer 1
10.Charged fees or interest you didn't expect 1

Complaints by Year

Year Complaints
2015 1
2016 3
2017 3
2019 2
2020 1
2022 2
2024 2
2025 1

Complaints by State (Top 15)

California 12
Washington 1
Texas 1

Company Responses

Closed with explanation 15

What the CFPB Complaint Record Shows for Law Offices of Goldsmith & Hull A.P.C.

Law Offices of Goldsmith & Hull A.P.C. draws a geographically concentrated spread of CFPB complaints, filed by consumers in many parts of the country. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Within that category, the most frequently cited specific issue is "Disclosure verification of debt" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

The timely-response measure counts forwarded complaints answered inside the Bureau's 15-day window. This company's rate trails the 95% benchmark badly, a red flag given how strongly late or missing responses predict CFPB supervisory attention. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Law Offices of Goldsmith & Hull A.P.C.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (16.7% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Law Offices of Goldsmith & Hull A.P.C. have?

The CFPB has logged 15 complaints against Law Offices of Goldsmith & Hull A.P.C. to date, of which 0 came in over the last 12 months.

Does Law Offices of Goldsmith & Hull A.P.C. respond to complaints on time?

Law Offices of Goldsmith & Hull A.P.C.'s CFPB timely-response rate is 73.3%. That falls well short of the 95% benchmark most companies clear.

What product generates the most complaints for Law Offices of Goldsmith & Hull A.P.C.?

"Debt collection" draws more CFPB complaints against Law Offices of Goldsmith & Hull A.P.C. than any other product - see the full breakdown above.

What is the most common complaint issue with Law Offices of Goldsmith & Hull A.P.C.?

"Disclosure verification of debt" is the single most frequently cited issue in complaints against Law Offices of Goldsmith & Hull A.P.C. - see all issues and counts above.

How do I file a complaint against Law Offices of Goldsmith & Hull A.P.C.?

You can file a complaint against Law Offices of Goldsmith & Hull A.P.C. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Law Offices of Goldsmith & Hull A.P.C.?

The CFPB has recorded complaints against Law Offices of Goldsmith & Hull A.P.C. from 3 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Law Offices of Goldsmith & Hull A.P.C.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.