Law Offices of Hayt, Hayt & Landau, LLC

CFPB Consumer Complaint Profile

131
Total Complaints
36
Last 12 Months
100%
Timely Response
10
States Affected
Law Offices of Hayt, Hayt & Landau, LLC timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Credit card debt 73
Debt collection — I do not know 21
Debt collection — Credit card 15
Debt collection — Other debt 8
Credit reporting or other personal consumer reports — Credit reporting 3
Debt collection — Other (i.e. phone, health club, etc.) 2
Debt or credit management — Debt settlement 2
Credit card or prepaid card — General-purpose credit card or charge card 1
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 1
Debt collection — Auto 1

Top Issues

1.Took or threatened to take negative or legal action 31
2.Attempts to collect debt not owed 20
3.False statements or representation 20
4.Written notification about debt 17
5.Communication tactics 10
6.Threatened to contact someone or share information improperly 10
7.Taking/threatening an illegal action 6
8.Incorrect information on your report 4
9.Disclosure verification of debt 3
10.Cont'd attempts collect debt not owed 3

Complaints by Year

Year Complaints
2013 1
2014 7
2015 5
2016 6
2017 3
2018 4
2019 7
2020 6
2021 5
2022 15
2023 6
2024 14
2025 46
2026 6

Complaints by State (Top 15)

New Jersey 67
Pennsylvania 55
Texas 2
Ohio 1
Tennessee 1
Nevada 1
West Virginia 1
New York 1
Maine 1
Virginia 1

Company Responses

Closed with explanation 116
Closed 9
In progress 6

What the CFPB Complaint Record Shows for Law Offices of Hayt, Hayt & Landau, LLC

The CFPB Consumer Complaint Database has logged 131 complaints against Law Offices of Hayt, Hayt & Landau, LLC overall, with 36 of those filed in the trailing 12 months. Reports have come from consumers in 10 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Took or threatened to take negative or legal action" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Law Offices of Hayt, Hayt & Landau, LLC's timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 14.3% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Law Offices of Hayt, Hayt & Landau, LLC have?

Law Offices of Hayt, Hayt & Landau, LLC has 131 total consumer complaints filed with the CFPB, with 36 filed in the last 12 months.

Does Law Offices of Hayt, Hayt & Landau, LLC respond to complaints on time?

Law Offices of Hayt, Hayt & Landau, LLC has a 100% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Law Offices of Hayt, Hayt & Landau, LLC?

The most complained-about product for Law Offices of Hayt, Hayt & Landau, LLC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Law Offices of Hayt, Hayt & Landau, LLC?

The most common issue reported by consumers about Law Offices of Hayt, Hayt & Landau, LLC is "Took or threatened to take negative or legal action." All complaint issues are listed above with their counts.

How do I file a complaint against Law Offices of Hayt, Hayt & Landau, LLC?

You can file a complaint against Law Offices of Hayt, Hayt & Landau, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Law Offices of Hayt, Hayt & Landau, LLC?

Consumers in 10 states and territories have filed complaints about Law Offices of Hayt, Hayt & Landau, LLC with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

Related