CFPB Consumer Complaint Profile
Lcs Financial Services Corporation
Behind the 90 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.
Data updated 2026-08-14
- 90
- Total complaints
- Mid-range
- 14
- Last 12 months
- 98.9%
- Timely response
- Above median
- 29
- States affected
The verdict
90 CFPB complaints put Lcs Financial Services Corporation at #1391 out of 3,843 financial companies ranked by complaint volume. On-time replies land at 98.9%, the 59th percentile for the 100+ complaint peer group.
- #1391
- of 3,843 companies by volume
- 98.9%
- on time (59th pctile)
- Debt collection
- most-complained product
- 29
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Lcs Financial Services Corporation vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
98.9% Higher than most higher than 59% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 5 |
| 2014 | 6 |
| 2015 | 4 |
| 2016 | 6 |
| 2017 | 2 |
| 2018 | 2 |
| 2019 | 5 |
| 2020 | 5 |
| 2021 | 6 |
| 2022 | 5 |
| 2023 | 10 |
| 2024 | 15 |
| 2025 | 16 |
| 2026year in progress | 3 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Lcs Financial Services Corporation
The CFPB Consumer Complaint Database has logged 90 complaints against Lcs Financial Services Corporation overall, with 14 of those filed in the trailing 12 months. Reports have come from consumers in 29 states and territories, making this a multi-regional complaint footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Within that category, the most frequently cited specific issue is "Improper use of your report" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.
Within the Bureau's 15-day response window, Lcs Financial Services Corporation posts a 98.9% reply rate on forwarded complaints. That is at or above benchmark levels, a sign the company handles intake and escalation well. Consumers formally disputed the company's response at a 9.1% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0% rate.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Lcs Financial Services Corporation have?
The CFPB has logged 90 complaints against Lcs Financial Services Corporation to date, of which 14 came in over the last 12 months.
Does Lcs Financial Services Corporation respond to complaints on time?
CFPB complaints against Lcs Financial Services Corporation draw a 98.9% timely-response rate inside the expected window. This is considered excellent.
What product generates the most complaints for Lcs Financial Services Corporation?
Among all products tied to Lcs Financial Services Corporation, "Debt collection" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with Lcs Financial Services Corporation?
"Improper use of your report" is the single most frequently cited issue in complaints against Lcs Financial Services Corporation - see all issues and counts above.
How do I file a complaint against Lcs Financial Services Corporation?
You can file a complaint against Lcs Financial Services Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Lcs Financial Services Corporation?
Consumers in 29 states and territories have filed complaints about Lcs Financial Services Corporation with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Lcs Financial Services Corporation: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (9.1% here).
Also handles Debt collection
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Lcs Financial Services Corporation have?
The CFPB has logged 90 complaints against Lcs Financial Services Corporation to date, of which 14 came in over the last 12 months.
Does Lcs Financial Services Corporation respond to complaints on time?
CFPB complaints against Lcs Financial Services Corporation draw a 98.9% timely-response rate inside the expected window. This is considered excellent.
What product generates the most complaints for Lcs Financial Services Corporation?
Among all products tied to Lcs Financial Services Corporation, "Debt collection" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with Lcs Financial Services Corporation?
"Improper use of your report" is the single most frequently cited issue in complaints against Lcs Financial Services Corporation - see all issues and counts above.
How do I file a complaint against Lcs Financial Services Corporation?
You can file a complaint against Lcs Financial Services Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Lcs Financial Services Corporation?
Consumers in 29 states and territories have filed complaints about Lcs Financial Services Corporation with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.