CFPB Consumer Complaint Profile

Lenmo Inc

What 26 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

26
Total complaints
Mid-range
13
Last 12 months
65.4%
Timely response
Bottom decile
16
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Lenmo Inc sits at #2538, with 26 complaints logged. It posts a 65.4% on-time response rate, the 5th percentile among companies with 100+ complaints.

#2538
of 3,843 companies by volume
65.4%
on time (5th pctile)
Payday loan, title l…
most-complained product
16
states with complaints
F
PlainCredit Trust Score
15/100
Lenmo Inc · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 65.4%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Lenmo Inc vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

65.4% Among the lowest higher than 5% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Lenmo Inc timely response rate 65.4%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Payday loan, title loan, personal loan, or advance loan - Payday loan 8
Payday loan, title loan, personal loan, or advance loan - Installment loan 6
Debt collection - Payday loan debt 4
Debt collection - Other debt 3
Payday loan, title loan, or personal loan - Installment loan 2
Money transfer, virtual currency, or money service - Virtual currency 1
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 1
Payday loan, title loan, personal loan, or advance loan - Other advances of future income 1

Top Issues

1.Took or threatened to take negative or legal action 6
2.Getting the loan 4
3.Loan payment wasn't credited to your account 3
4.Charged fees or interest you didn't expect 2
5.Was approved for a loan, but didn't receive the money 2
6.Can't contact lender or servicer 2
7.Fraud or scam 1
8.Communication tactics 1
9.Incorrect information on your report 1
10.Problems receiving the advance 1

Complaints by Year

Year Complaints
2019 1
2020 1
2022 2
2023 2
2024 6
2025 13
2026year in progress 1

Complaints by State (Top 15)

California 5
Ohio 3
New York 2
Florida 2
Texas 2
North Carolina 2
Utah 1
Pennsylvania 1
Georgia 1
Michigan 1
Minnesota 1
Wisconsin 1
Maryland 1
Virginia 1
South Dakota 1

Company Responses

Closed with explanation 26

What the CFPB Complaint Record Shows for Lenmo Inc

Lenmo Inc carries 26 complaints in the CFPB's database, 13 of them filed within the past 12 months. Consumers spanning 16 states and territories have weighed in, giving this a multi-regional footprint. "Payday loan, title loan, personal loan, or advance loan" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Within that category, the most frequently cited specific issue is "Took or threatened to take negative or legal action" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Lenmo Inc's timely response rate stands at 65.4%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That trails the 95% benchmark badly, a red flag given how strongly late or missing responses predict CFPB supervisory attention. Among resolved complaints, 0% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Lenmo Inc have?

The CFPB has logged 26 complaints against Lenmo Inc to date, of which 13 came in over the last 12 months.

Does Lenmo Inc respond to complaints on time?

Lenmo Inc's CFPB timely-response rate is 65.4%. That trails the 95% industry benchmark by a wide margin.

What product generates the most complaints for Lenmo Inc?

The most complained-about product for Lenmo Inc is "Payday loan, title loan, personal loan, or advance loan." You can view the full product breakdown on this page.

What is the most common complaint issue with Lenmo Inc?

"Took or threatened to take negative or legal action" is the single most frequently cited issue in complaints against Lenmo Inc - see all issues and counts above.

How do I file a complaint against Lenmo Inc?

You can file a complaint against Lenmo Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Lenmo Inc?

Lenmo Inc has drawn CFPB complaints from 16 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Also handles Payday loan, title loan, personal loan, or advance loan

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Lenmo Inc have?

The CFPB has logged 26 complaints against Lenmo Inc to date, of which 13 came in over the last 12 months.

Does Lenmo Inc respond to complaints on time?

Lenmo Inc's CFPB timely-response rate is 65.4%. That trails the 95% industry benchmark by a wide margin.

What product generates the most complaints for Lenmo Inc?

The most complained-about product for Lenmo Inc is "Payday loan, title loan, personal loan, or advance loan." You can view the full product breakdown on this page.

What is the most common complaint issue with Lenmo Inc?

"Took or threatened to take negative or legal action" is the single most frequently cited issue in complaints against Lenmo Inc - see all issues and counts above.

How do I file a complaint against Lenmo Inc?

You can file a complaint against Lenmo Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Lenmo Inc?

Lenmo Inc has drawn CFPB complaints from 16 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Lenmo Inc's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.