CFPB Consumer Complaint Profile

Lewis & Clark Capital LLC

What 24 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

24
Total complaints
11
Last 12 months
100%
Timely response
12
States affected

The verdict

Lewis & Clark Capital LLC ranks #2631 of 3,848 financial companies by CFPB complaint volume, with 24 complaints on record. It answers 100% of complaints on time — above the 93% median for companies with 100+ complaints.

#2631
of 3,848 companies by volume
100%
answered on time
Credit reporting or …
most-complained product
12
states with complaints
Lewis & Clark Capital LLC timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Credit reporting or other personal consumer reports — Credit reporting 8
Payday loan, title loan, personal loan, or advance loan — Installment loan 6
Debt collection — Other debt 3
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 3
Payday loan, title loan, or personal loan — Installment loan 2
Debt collection — Medical debt 1
Payday loan, title loan, personal loan, or advance loan — Payday loan 1

Top Issues

1.Incorrect information on your report 7
2.Improper use of your report 3
3.Communication tactics 2
4.Problem when making payments 2
5.Problem with the payoff process at the end of the loan 2
6.Problem with additional add-on products or services 2
7.Received a loan you didn't apply for 1
8.Charged fees or interest you didn't expect 1
9.Took or threatened to take negative or legal action 1
10.Problem with a credit reporting company's investigation into an existing problem 1

Complaints by Year

Year Complaints
2021 2
2022 3
2023 3
2024 3
2025 9
2026 4

Complaints by State (Top 15)

Texas 6
Georgia 3
Iowa 2
Florida 2
Colorado 2
Arizona 2
New York 2
Michigan 1
Delaware 1
New Jersey 1
Alabama 1
Maryland 1

Company Responses

Closed with explanation 24

What the CFPB Complaint Record Shows for Lewis & Clark Capital LLC

The CFPB Consumer Complaint Database has logged 24 complaints against Lewis & Clark Capital LLC overall, with 11 of those filed in the trailing 12 months. Reports have come from consumers in 12 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Credit reporting or other personal consumer reports," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Incorrect information on your report" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Lewis & Clark Capital LLC's timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Lewis & Clark Capital LLC have?

Lewis & Clark Capital LLC has 24 total consumer complaints filed with the CFPB, with 11 filed in the last 12 months.

Does Lewis & Clark Capital LLC respond to complaints on time?

Lewis & Clark Capital LLC has a 100% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Lewis & Clark Capital LLC?

The most complained-about product for Lewis & Clark Capital LLC is "Credit reporting or other personal consumer reports." You can view the full product breakdown on this page.

What is the most common complaint issue with Lewis & Clark Capital LLC?

The most common issue reported by consumers about Lewis & Clark Capital LLC is "Incorrect information on your report." All complaint issues are listed above with their counts.

How do I file a complaint against Lewis & Clark Capital LLC?

You can file a complaint against Lewis & Clark Capital LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Lewis & Clark Capital LLC?

Consumers in 12 states and territories have filed complaints about Lewis & Clark Capital LLC with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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