CFPB Consumer Complaint Profile

LHR Inc.

Consumers have filed 53 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

53
Total complaints
Mid-range
0
Last 12 months
20.8%
Timely response
Bottom decile
24
States affected

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The verdict

LHR Inc. ranks #1775 of 3,843 financial companies by CFPB complaint volume, with 53 complaints on record. On-time replies land at 20.8%, the 1st percentile for the 100+ complaint peer group.

#1775
of 3,843 companies by volume
20.8%
on time (1st pctile)
Debt collection
most-complained product
24
states with complaints
F
PlainCredit Trust Score
25/100
LHR Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 20.8%
Share of complaints answered within the CFPB response window
Dispute Rate B- 9.3%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

LHR Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

20.8% Among the lowest higher than 1% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

LHR Inc. timely response rate 20.8%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Credit card 25
Debt collection - Other (i.e. phone, health club, etc.) 6
Debt collection - I do not know 5
Credit reporting 4
Credit card 3
Debt collection - Medical debt 3
Debt collection - Credit card debt 3
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 2
Consumer Loan - Installment loan 1
Debt collection - Medical 1

Top Issues

1.Cont'd attempts collect debt not owed 16
2.Disclosure verification of debt 9
3.Attempts to collect debt not owed 4
4.Incorrect information on credit report 4
5.Taking/threatening an illegal action 3
6.False statements or representation 3
7.Communication tactics 3
8.Other 2
9.Took or threatened to take negative or legal action 2
10.Improper contact or sharing of info 2

Complaints by Year

Year Complaints
2013 8
2014 19
2015 13
2016 3
2017 2
2018 2
2019 2
2020 3
2021 1

Complaints by State (Top 15)

New York 6
California 6
Texas 5
Florida 4
New Hampshire 3
Georgia 3
Alabama 3
Ohio 3
South Carolina 3
Alaska 2
Delaware 2
Illinois 1
Arizona 1
Montana 1
Massachusetts 1

Company Responses

Untimely response 39
Closed with explanation 14

What the CFPB Complaint Record Shows for LHR Inc.

LHR Inc. carries 53 complaints in the CFPB's database, 0 of them filed within the past 12 months. Consumers spanning 24 states and territories have weighed in, giving this a multi-regional footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Inside that category, "Cont'd attempts collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

CFPB-forwarded complaints against LHR Inc. draw a 20.8% reply rate inside the Bureau's 15-day window. That trails the 95% benchmark badly, a red flag given how strongly late or missing responses predict CFPB supervisory attention. Resolved cases drew a formal consumer-dispute rate of 9.3% - a rough measure of how often the first resolution missed the mark. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does LHR Inc. have?

The CFPB has logged 53 complaints against LHR Inc. to date, of which 0 came in over the last 12 months.

Does LHR Inc. respond to complaints on time?

LHR Inc.'s CFPB timely-response rate is 20.8%. That trails the 95% industry benchmark by a wide margin.

What product generates the most complaints for LHR Inc.?

Among all products tied to LHR Inc., "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with LHR Inc.?

Consumers most often cite "Cont'd attempts collect debt not owed" when complaining about LHR Inc.; the full issue list with counts is above.

How do I file a complaint against LHR Inc.?

You can file a complaint against LHR Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about LHR Inc.?

The CFPB has recorded complaints against LHR Inc. from 24 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for LHR Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (9.3% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does LHR Inc. have?

The CFPB has logged 53 complaints against LHR Inc. to date, of which 0 came in over the last 12 months.

Does LHR Inc. respond to complaints on time?

LHR Inc.'s CFPB timely-response rate is 20.8%. That trails the 95% industry benchmark by a wide margin.

What product generates the most complaints for LHR Inc.?

Among all products tied to LHR Inc., "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with LHR Inc.?

Consumers most often cite "Cont'd attempts collect debt not owed" when complaining about LHR Inc.; the full issue list with counts is above.

How do I file a complaint against LHR Inc.?

You can file a complaint against LHR Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about LHR Inc.?

The CFPB has recorded complaints against LHR Inc. from 24 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

LHR Inc.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.