CFPB Consumer Complaint Profile

Loom Capital, LLC

12 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

12
Total complaints
Below average
11
Last 12 months
100%
Timely response
Top decile
1
States affected

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The verdict

Loom Capital, LLC ranks #3492 of 3,843 financial companies by CFPB complaint volume, with 12 complaints on record. It posts a 100% on-time response rate, the 86th percentile among companies with 100+ complaints.

#3492
of 3,843 companies by volume
100%
on time (86th pctile)
Credit reporting or …
most-complained product
1
states with complaints
C
PlainCredit Trust Score
56/100
Loom Capital, LLC · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Loom Capital, LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Loom Capital, LLC timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Credit reporting or other personal consumer reports - Credit reporting 10
Debt collection - I do not know 1
Debt collection - Auto debt 1

Top Issues

1.Incorrect information on your report 5
2.Problem with a company's investigation into an existing problem 4
3.Attempts to collect debt not owed 1
4.Improper use of your report 1
5.False statements or representation 1

Complaints by Year

Year Complaints
2024 1
2025 4
2026year in progress 7

Complaints by State (Top 15)

North Carolina 12

Company Responses

Closed with explanation 12

What the CFPB Complaint Record Shows for Loom Capital, LLC

The CFPB Consumer Complaint Database has logged 12 complaints against Loom Capital, LLC overall, with 11 of those filed in the trailing 12 months. Reports have come from consumers in 1 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Credit reporting or other personal consumer reports," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Incorrect information on your report" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, Loom Capital, LLC posts a 100% reply rate on forwarded complaints. That is at or above benchmark levels, a sign the company handles intake and escalation well. Among resolved complaints, 0% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Loom Capital, LLC have?

12 complaints have been filed against Loom Capital, LLC with the CFPB overall - 11 of them in the past year.

Does Loom Capital, LLC respond to complaints on time?

Loom Capital, LLC has a 100% timely response rate to CFPB complaints. That is a strong response record by CFPB standards.

What product generates the most complaints for Loom Capital, LLC?

Among all products tied to Loom Capital, LLC, "Credit reporting or other personal consumer reports" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Loom Capital, LLC?

The most common issue reported by consumers about Loom Capital, LLC is "Incorrect information on your report." All complaint issues are listed above with their counts.

How do I file a complaint against Loom Capital, LLC?

You can file a complaint against Loom Capital, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

Also handles Credit reporting or other personal consumer reports

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Loom Capital, LLC have?

12 complaints have been filed against Loom Capital, LLC with the CFPB overall - 11 of them in the past year.

Does Loom Capital, LLC respond to complaints on time?

Loom Capital, LLC has a 100% timely response rate to CFPB complaints. That is a strong response record by CFPB standards.

What product generates the most complaints for Loom Capital, LLC?

Among all products tied to Loom Capital, LLC, "Credit reporting or other personal consumer reports" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Loom Capital, LLC?

The most common issue reported by consumers about Loom Capital, LLC is "Incorrect information on your report." All complaint issues are listed above with their counts.

How do I file a complaint against Loom Capital, LLC?

You can file a complaint against Loom Capital, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

Loom Capital, LLC's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.