CFPB Consumer Complaint Profile
Lotane & Associates, P.A.
Consumers have filed 44 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.
Data updated 2026-08-14
- 44
- Total complaints
- Mid-range
- 5
- Last 12 months
- 95.5%
- Timely response
- Below median
- 6
- States affected
The verdict
Lotane & Associates, P.A. ranks #1948 of 3,843 financial companies by CFPB complaint volume, with 44 complaints on record. It posts a 95.5% on-time response rate, the 31st percentile among companies with 100+ complaints.
- #1948
- of 3,843 companies by volume
- 95.5%
- on time (31st pctile)
- Debt collection
- most-complained product
- 6
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Lotane & Associates, P.A. vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
95.5% Around the middle higher than 31% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2016 | 3 |
| 2017 | 1 |
| 2018 | 3 |
| 2019 | 6 |
| 2020 | 4 |
| 2021 | 1 |
| 2022 | 5 |
| 2023 | 6 |
| 2024 | 6 |
| 2025 | 8 |
| 2026year in progress | 1 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Lotane & Associates, P.A.
Lotane & Associates, P.A. carries 44 complaints in the CFPB's database, 5 of them filed within the past 12 months. Consumers spanning 6 states and territories have weighed in, giving this a geographically concentrated footprint. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Inside that category, "Took or threatened to take negative or legal action" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.
CFPB-forwarded complaints against Lotane & Associates, P.A. draw a 95.5% reply rate inside the Bureau's 15-day window. That is at or above benchmark levels, a sign the company handles intake and escalation well. Resolved cases drew a formal consumer-dispute rate of 0% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, the consumer-relief closure rate is 0%.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Lotane & Associates, P.A. have?
The CFPB has logged 44 complaints against Lotane & Associates, P.A. to date, of which 5 came in over the last 12 months.
Does Lotane & Associates, P.A. respond to complaints on time?
CFPB complaints against Lotane & Associates, P.A. draw a 95.5% timely-response rate inside the expected window. That is a strong response record by CFPB standards.
What product generates the most complaints for Lotane & Associates, P.A.?
The most complained-about product for Lotane & Associates, P.A. is "Debt collection." You can view the full product breakdown on this page.
What is the most common complaint issue with Lotane & Associates, P.A.?
"Took or threatened to take negative or legal action" is the single most frequently cited issue in complaints against Lotane & Associates, P.A. - see all issues and counts above.
How do I file a complaint against Lotane & Associates, P.A.?
You can file a complaint against Lotane & Associates, P.A. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Lotane & Associates, P.A.?
Lotane & Associates, P.A. has drawn CFPB complaints from 6 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Lotane & Associates, P.A.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (0% here).
Also handles Debt collection
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Lotane & Associates, P.A. have?
The CFPB has logged 44 complaints against Lotane & Associates, P.A. to date, of which 5 came in over the last 12 months.
Does Lotane & Associates, P.A. respond to complaints on time?
CFPB complaints against Lotane & Associates, P.A. draw a 95.5% timely-response rate inside the expected window. That is a strong response record by CFPB standards.
What product generates the most complaints for Lotane & Associates, P.A.?
The most complained-about product for Lotane & Associates, P.A. is "Debt collection." You can view the full product breakdown on this page.
What is the most common complaint issue with Lotane & Associates, P.A.?
"Took or threatened to take negative or legal action" is the single most frequently cited issue in complaints against Lotane & Associates, P.A. - see all issues and counts above.
How do I file a complaint against Lotane & Associates, P.A.?
You can file a complaint against Lotane & Associates, P.A. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Lotane & Associates, P.A.?
Lotane & Associates, P.A. has drawn CFPB complaints from 6 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.