Mandarich Law Group, LLP

CFPB Consumer Complaint Profile

500
Total Complaints
131
Last 12 Months
99.2%
Timely Response
22
States Affected
Mandarich Law Group, LLP timely response rate 99.2%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Credit card debt 243
Debt collection — I do not know 115
Debt collection — Other debt 38
Debt collection — Credit card 37
Debt collection — Payday loan debt 16
Debt collection — Auto debt 12
Credit reporting or other personal consumer reports — Credit reporting 10
Debt collection — Other (i.e. phone, health club, etc.) 5
Debt or credit management — Debt settlement 4
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 4

Top Issues

1.Took or threatened to take negative or legal action 136
2.Attempts to collect debt not owed 114
3.Written notification about debt 78
4.False statements or representation 60
5.Cont'd attempts collect debt not owed 20
6.Communication tactics 17
7.Taking/threatening an illegal action 15
8.Threatened to contact someone or share information improperly 14
9.Disclosure verification of debt 9
10.Incorrect information on your report 9

Complaints by Year

Year Complaints
2013 3
2014 19
2015 8
2016 23
2017 11
2018 23
2019 36
2020 29
2021 39
2022 38
2023 54
2024 62
2025 120
2026 35

Complaints by State (Top 15)

California 198
Florida 60
Illinois 51
Missouri 32
Georgia 32
Washington 29
New York 22
Oregon 19
Nevada 12
North Carolina 11
Michigan 6
Ohio 6
Kansas 5
Idaho 4
Alaska 2

Company Responses

Closed with explanation 491
Closed with non-monetary relief 3
In progress 3
Closed with monetary relief 2
Closed 1

What the CFPB Complaint Record Shows for Mandarich Law Group, LLP

The CFPB Consumer Complaint Database has logged 500 complaints against Mandarich Law Group, LLP overall, with 131 of those filed in the trailing 12 months. Reports have come from consumers in 22 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Took or threatened to take negative or legal action" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Mandarich Law Group, LLP's timely response rate stands at 99.2%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 22.6% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 1% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Mandarich Law Group, LLP have?

Mandarich Law Group, LLP has 500 total consumer complaints filed with the CFPB, with 131 filed in the last 12 months.

Does Mandarich Law Group, LLP respond to complaints on time?

Mandarich Law Group, LLP has a 99.2% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Mandarich Law Group, LLP?

The most complained-about product for Mandarich Law Group, LLP is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Mandarich Law Group, LLP?

The most common issue reported by consumers about Mandarich Law Group, LLP is "Took or threatened to take negative or legal action." All complaint issues are listed above with their counts.

How do I file a complaint against Mandarich Law Group, LLP?

You can file a complaint against Mandarich Law Group, LLP directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Mandarich Law Group, LLP?

Consumers in 22 states and territories have filed complaints about Mandarich Law Group, LLP with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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