CFPB Consumer Complaint Profile

Mar Joe Enterprises

Behind the 145 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-05-15

145
Total complaints
10
Last 12 months
93.1%
Timely response
25
States affected

The verdict

Mar Joe Enterprises ranks #1114 of 3,848 financial companies by CFPB complaint volume, with 145 complaints on record. It answers 93.1% of complaints on time - above the 93% median for companies with 100+ complaints.

#1114
of 3,848 companies by volume
93.1%
answered on time
Debt collection
most-complained product
25
states with complaints
Mar Joe Enterprises timely response rate 93.1%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Medical debt 62
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 28
Debt collection - I do not know 23
Debt collection - Medical 10
Debt collection - Other debt 9
Debt collection - Other (i.e. phone, health club, etc.) 5
Credit reporting or other personal consumer reports - Credit reporting 5
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report 2
Debt collection - Credit card debt 1

Top Issues

1.Attempts to collect debt not owed 41
2.Incorrect information on your report 25
3.Written notification about debt 23
4.Communication tactics 17
5.False statements or representation 11
6.Cont'd attempts collect debt not owed 8
7.Problem with a credit reporting company's investigation into an existing problem 7
8.Disclosure verification of debt 4
9.Took or threatened to take negative or legal action 2
10.Threatened to contact someone or share information improperly 2

Complaints by Year

Year Complaints
2014 7
2015 4
2016 2
2017 15
2018 16
2019 11
2020 19
2021 35
2022 11
2023 6
2024 8
2025 11

Complaints by State (Top 15)

Tennessee 59
South Carolina 20
Virginia 9
Mississippi 7
California 6
Ohio 5
Washington 3
Illinois 3
Florida 3
Arkansas 3
North Carolina 3
Louisiana 2
South Dakota 2
Michigan 2
Oklahoma 2

Company Responses

Closed with explanation 145

What the CFPB Complaint Record Shows for Mar Joe Enterprises

145 complaints against Mar Joe Enterprises appear in the CFPB record, including 10 from the trailing year. The 25 states and territories represented put this footprint in multi-regional territory. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Inside that category, "Attempts to collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, Mar Joe Enterprises answers 93.1% of forwarded complaints. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response in 11.8% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Mar Joe Enterprises have?

Mar Joe Enterprises has 145 total consumer complaints filed with the CFPB, with 10 filed in the last 12 months.

Does Mar Joe Enterprises respond to complaints on time?

Mar Joe Enterprises's CFPB timely-response rate is 93.1%.

What product generates the most complaints for Mar Joe Enterprises?

The most complained-about product for Mar Joe Enterprises is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Mar Joe Enterprises?

The most common issue reported by consumers about Mar Joe Enterprises is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Mar Joe Enterprises?

You can file a complaint against Mar Joe Enterprises directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Mar Joe Enterprises?

The CFPB has recorded complaints against Mar Joe Enterprises from 25 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

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Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

Read our methodology - how this data is sourced, computed, and verified.