CFPB Consumer Complaint Profile

Marine One Acceptance Corporation

Consumers have filed 34 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

34
Total complaints
Mid-range
17
Last 12 months
88.2%
Timely response
Bottom quartile
13
States affected

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The verdict

Marine One Acceptance Corporation ranks #2211 of 3,843 financial companies by CFPB complaint volume, with 34 complaints on record. It posts a 88.2% on-time response rate, the 15th percentile among companies with 100+ complaints.

#2211
of 3,843 companies by volume
88.2%
on time (15th pctile)
Credit reporting or …
most-complained product
13
states with complaints
F
PlainCredit Trust Score
27/100
Marine One Acceptance Corporation · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 88.2%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Marine One Acceptance Corporation vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

88.2% Among the lowest higher than 15% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Marine One Acceptance Corporation timely response rate 88.2%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Credit reporting or other personal consumer reports - Credit reporting 11
Debt collection - I do not know 7
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 5
Vehicle loan or lease - Loan 4
Debt collection - Other debt 3
Vehicle loan or lease - Lease 1
Credit card or prepaid card - General-purpose credit card or charge card 1
Debt collection - Auto debt 1
Checking or savings account - Other banking product or service 1

Top Issues

1.Incorrect information on your report 8
2.Improper use of your report 7
3.Took or threatened to take negative or legal action 5
4.Attempts to collect debt not owed 3
5.Managing the loan or lease 2
6.Problem with a credit reporting company's investigation into an existing problem 2
7.Problems at the end of the loan or lease 2
8.Electronic communications 1
9.Written notification about debt 1
10.Struggling to pay your loan 1

Complaints by Year

Year Complaints
2019 2
2020 3
2021 3
2022 4
2024 3
2025 12
2026year in progress 7

Complaints by State (Top 15)

Texas 10
North Carolina 6
Virginia 3
Arizona 3
Florida 2
California 2
South Carolina 1
Nevada 1
Pennsylvania 1
Oklahoma 1
Georgia 1
Vermont 1
Colorado 1

Company Responses

Closed with explanation 34

What the CFPB Complaint Record Shows for Marine One Acceptance Corporation

The CFPB Consumer Complaint Database has logged 34 complaints against Marine One Acceptance Corporation overall, with 17 of those filed in the trailing 12 months. Reports have come from consumers in 13 states and territories, making this a geographically concentrated complaint footprint. "Credit reporting or other personal consumer reports" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Inside that category, "Incorrect information on your report" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, Marine One Acceptance Corporation posts a 88.2% reply rate on forwarded complaints. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Among resolved complaints, the consumer-relief closure rate is 0%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Marine One Acceptance Corporation have?

The CFPB has logged 34 complaints against Marine One Acceptance Corporation to date, of which 17 came in over the last 12 months.

Does Marine One Acceptance Corporation respond to complaints on time?

Marine One Acceptance Corporation's CFPB timely-response rate is 88.2%.

What product generates the most complaints for Marine One Acceptance Corporation?

Among all products tied to Marine One Acceptance Corporation, "Credit reporting or other personal consumer reports" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Marine One Acceptance Corporation?

"Incorrect information on your report" is the single most frequently cited issue in complaints against Marine One Acceptance Corporation - see all issues and counts above.

How do I file a complaint against Marine One Acceptance Corporation?

You can file a complaint against Marine One Acceptance Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Marine One Acceptance Corporation?

Marine One Acceptance Corporation has drawn CFPB complaints from 13 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Also handles Credit reporting or other personal consumer reports

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Marine One Acceptance Corporation have?

The CFPB has logged 34 complaints against Marine One Acceptance Corporation to date, of which 17 came in over the last 12 months.

Does Marine One Acceptance Corporation respond to complaints on time?

Marine One Acceptance Corporation's CFPB timely-response rate is 88.2%.

What product generates the most complaints for Marine One Acceptance Corporation?

Among all products tied to Marine One Acceptance Corporation, "Credit reporting or other personal consumer reports" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Marine One Acceptance Corporation?

"Incorrect information on your report" is the single most frequently cited issue in complaints against Marine One Acceptance Corporation - see all issues and counts above.

How do I file a complaint against Marine One Acceptance Corporation?

You can file a complaint against Marine One Acceptance Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Marine One Acceptance Corporation?

Marine One Acceptance Corporation has drawn CFPB complaints from 13 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Marine One Acceptance Corporation's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.