CFPB Consumer Complaint Profile

Markoff Law LLC

What 51 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

51
Total complaints
9
Last 12 months
98%
Timely response
9
States affected

The verdict

Markoff Law LLC ranks #1809 of 3,848 financial companies by CFPB complaint volume, with 51 complaints on record. It answers 98% of complaints on time — above the 93% median for companies with 100+ complaints.

#1809
of 3,848 companies by volume
98%
answered on time
Debt collection
most-complained product
9
states with complaints
Markoff Law LLC timely response rate 98.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Debt collection — I do not know 12
Debt collection — Other debt 7
Debt collection — Auto debt 6
Debt collection — Payday loan debt 5
Debt collection — Other (i.e. phone, health club, etc.) 3
Debt collection — Credit card debt 3
Debt collection — Private student loan debt 2
Debt collection — Medical debt 2
Debt collection — Mortgage debt 1
Credit reporting or other personal consumer reports — Credit reporting 1

Top Issues

1.Took or threatened to take negative or legal action 19
2.Attempts to collect debt not owed 12
3.False statements or representation 5
4.Cont'd attempts collect debt not owed 3
5.Written notification about debt 3
6.Incorrect information on your report 2
7.Taking/threatening an illegal action 2
8.Communication tactics 1
9.Charged upfront or unexpected fees 1
10.Charged fees or interest you didn't expect 1

Complaints by Year

Year Complaints
2015 3
2016 2
2017 5
2018 1
2019 4
2020 4
2021 2
2022 3
2023 12
2024 5
2025 10

Complaints by State (Top 15)

Illinois 24
Ohio 8
Michigan 6
Wisconsin 4
Indiana 3
Louisiana 2
Tennessee 1
Mississippi 1
Kentucky 1

Company Responses

Closed with explanation 38
Closed with non-monetary relief 13

What the CFPB Complaint Record Shows for Markoff Law LLC

The CFPB Consumer Complaint Database has logged 51 complaints against Markoff Law LLC overall, with 9 of those filed in the trailing 12 months. Reports have come from consumers in 9 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Took or threatened to take negative or legal action" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Markoff Law LLC's timely response rate stands at 98%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 14.3% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 25.5% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Markoff Law LLC have?

Markoff Law LLC has 51 total consumer complaints filed with the CFPB, with 9 filed in the last 12 months.

Does Markoff Law LLC respond to complaints on time?

Markoff Law LLC has a 98% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Markoff Law LLC?

The most complained-about product for Markoff Law LLC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Markoff Law LLC?

The most common issue reported by consumers about Markoff Law LLC is "Took or threatened to take negative or legal action." All complaint issues are listed above with their counts.

How do I file a complaint against Markoff Law LLC?

You can file a complaint against Markoff Law LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Markoff Law LLC?

Consumers in 9 states and territories have filed complaints about Markoff Law LLC with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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