McCalla Raymer Leibert Pierce, LLC

CFPB Consumer Complaint Profile

188
Total Complaints
27
Last 12 Months
59.6%
Timely Response
15
States Affected
McCalla Raymer Leibert Pierce, LLC timely response rate 59.6%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Mortgage debt 57
Mortgage — Conventional home mortgage 26
Debt collection — Mortgage 25
Mortgage — Other mortgage 23
Debt collection — I do not know 17
Mortgage — FHA mortgage 9
Mortgage — Other type of mortgage 8
Debt collection — Other debt 5
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 4
Mortgage — Home equity loan or line of credit (HELOC) 3

Top Issues

1.Took or threatened to take negative or legal action 26
2.Struggling to pay mortgage 24
3.Attempts to collect debt not owed 23
4.Loan modification,collection,foreclosure 20
5.Disclosure verification of debt 17
6.False statements or representation 15
7.Trouble during payment process 14
8.Written notification about debt 11
9.Taking/threatening an illegal action 8
10.Other 7

Complaints by Year

Year Complaints
2014 8
2015 13
2016 28
2017 26
2018 22
2019 8
2020 4
2021 7
2022 14
2023 20
2024 10
2025 21
2026 7

Complaints by State (Top 15)

Georgia 116
Illinois 25
Florida 14
California 11
New York 3
New Jersey 2
Connecticut 2
Utah 1
Missouri 1
Oklahoma 1
South Carolina 1
North Carolina 1
Alabama 1
Mississippi 1
Texas 1

Company Responses

Closed with explanation 188

What the CFPB Complaint Record Shows for McCalla Raymer Leibert Pierce, LLC

The CFPB Consumer Complaint Database has logged 188 complaints against McCalla Raymer Leibert Pierce, LLC overall, with 27 of those filed in the trailing 12 months. Reports have come from consumers in 15 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Took or threatened to take negative or legal action" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

McCalla Raymer Leibert Pierce, LLC's timely response rate stands at 59.6%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is well below the 95% industry benchmark and is a material red flag — late or missing responses are one of the strongest predictors of CFPB supervisory interest. Consumers formally disputed the company's response in 27.4% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does McCalla Raymer Leibert Pierce, LLC have?

McCalla Raymer Leibert Pierce, LLC has 188 total consumer complaints filed with the CFPB, with 27 filed in the last 12 months.

Does McCalla Raymer Leibert Pierce, LLC respond to complaints on time?

McCalla Raymer Leibert Pierce, LLC has a 59.6% timely response rate to CFPB complaints. This is below the typical industry benchmark of 95%.

What product generates the most complaints for McCalla Raymer Leibert Pierce, LLC?

The most complained-about product for McCalla Raymer Leibert Pierce, LLC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with McCalla Raymer Leibert Pierce, LLC?

The most common issue reported by consumers about McCalla Raymer Leibert Pierce, LLC is "Took or threatened to take negative or legal action." All complaint issues are listed above with their counts.

How do I file a complaint against McCalla Raymer Leibert Pierce, LLC?

You can file a complaint against McCalla Raymer Leibert Pierce, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about McCalla Raymer Leibert Pierce, LLC?

Consumers in 15 states and territories have filed complaints about McCalla Raymer Leibert Pierce, LLC with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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