CFPB Consumer Complaint Profile

Mechoopda Indian Tribe of Chico Rancheria

Behind the 10 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

10
Total complaints
Below average
8
Last 12 months
80%
Timely response
Bottom decile
7
States affected

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The verdict

Mechoopda Indian Tribe of Chico Rancheria ranks #3715 of 3,843 financial companies by CFPB complaint volume, with 10 complaints on record. Its on-time response rate is 80%, the 9th percentile among companies with 100+ complaints.

#3715
of 3,843 companies by volume
80%
on time (9th pctile)
Payday loan, title l…
most-complained product
7
states with complaints
F
PlainCredit Trust Score
19/100
Mechoopda Indian Tribe of Chico Rancheria · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 80.0%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Mechoopda Indian Tribe of Chico Rancheria vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

80% Among the lowest higher than 9% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Mechoopda Indian Tribe of Chico Rancheria timely response rate 80.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Payday loan, title loan, personal loan, or advance loan - Installment loan 4
Payday loan, title loan, personal loan, or advance loan - Payday loan 3
Payday loan, title loan, personal loan, or advance loan - Personal line of credit 2
Debt collection - Payday loan debt 1

Top Issues

1.Charged fees or interest you didn't expect 5
2.Struggling to pay your loan 3
3.Received a loan you didn't apply for 1
4.Communication tactics 1

Complaints by Year

Year Complaints
2023 2
2025 6
2026year in progress 2

Complaints by State (Top 15)

Georgia 3
California 2
Washington 1
Florida 1
North Carolina 1
Michigan 1
Maryland 1

Company Responses

Closed with explanation 9
In progress 1

What the CFPB Complaint Record Shows for Mechoopda Indian Tribe of Chico Rancheria

Mechoopda Indian Tribe of Chico Rancheria carries 10 complaints in the CFPB's database, 8 of them filed within the past 12 months. Consumers spanning 7 states and territories have weighed in, giving this a geographically concentrated footprint. "Payday loan, title loan, personal loan, or advance loan" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Within that category, the most frequently cited specific issue is "Charged fees or interest you didn't expect" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

CFPB-forwarded complaints against Mechoopda Indian Tribe of Chico Rancheria draw a 80% reply rate inside the Bureau's 15-day window. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Mechoopda Indian Tribe of Chico Rancheria have?

Mechoopda Indian Tribe of Chico Rancheria has 10 total consumer complaints filed with the CFPB, with 8 filed in the last 12 months.

Does Mechoopda Indian Tribe of Chico Rancheria respond to complaints on time?

CFPB complaints against Mechoopda Indian Tribe of Chico Rancheria draw a 80% timely-response rate inside the expected window.

What product generates the most complaints for Mechoopda Indian Tribe of Chico Rancheria?

The most complained-about product for Mechoopda Indian Tribe of Chico Rancheria is "Payday loan, title loan, personal loan, or advance loan." You can view the full product breakdown on this page.

What is the most common complaint issue with Mechoopda Indian Tribe of Chico Rancheria?

The most common issue reported by consumers about Mechoopda Indian Tribe of Chico Rancheria is "Charged fees or interest you didn't expect." All complaint issues are listed above with their counts.

How do I file a complaint against Mechoopda Indian Tribe of Chico Rancheria?

You can file a complaint against Mechoopda Indian Tribe of Chico Rancheria directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Mechoopda Indian Tribe of Chico Rancheria?

Mechoopda Indian Tribe of Chico Rancheria has drawn CFPB complaints from 7 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Also handles Payday loan, title loan, personal loan, or advance loan

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Mechoopda Indian Tribe of Chico Rancheria have?

Mechoopda Indian Tribe of Chico Rancheria has 10 total consumer complaints filed with the CFPB, with 8 filed in the last 12 months.

Does Mechoopda Indian Tribe of Chico Rancheria respond to complaints on time?

CFPB complaints against Mechoopda Indian Tribe of Chico Rancheria draw a 80% timely-response rate inside the expected window.

What product generates the most complaints for Mechoopda Indian Tribe of Chico Rancheria?

The most complained-about product for Mechoopda Indian Tribe of Chico Rancheria is "Payday loan, title loan, personal loan, or advance loan." You can view the full product breakdown on this page.

What is the most common complaint issue with Mechoopda Indian Tribe of Chico Rancheria?

The most common issue reported by consumers about Mechoopda Indian Tribe of Chico Rancheria is "Charged fees or interest you didn't expect." All complaint issues are listed above with their counts.

How do I file a complaint against Mechoopda Indian Tribe of Chico Rancheria?

You can file a complaint against Mechoopda Indian Tribe of Chico Rancheria directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Mechoopda Indian Tribe of Chico Rancheria?

Mechoopda Indian Tribe of Chico Rancheria has drawn CFPB complaints from 7 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Mechoopda Indian Tribe of Chico Rancheria's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.