CFPB Consumer Complaint Profile
Mercari, Inc.
What 106 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.
Data updated 2026-08-14
- 106
- Total complaints
- Mid-range
- 50
- Last 12 months
- 100%
- Timely response
- Top decile
- 30
- States affected
The verdict
Out of 3,843 financial companies in the CFPB database, Mercari, Inc. has accumulated 106 complaints, placing it #1289 by volume. On-time replies land at 100%, the 86th percentile for the 100+ complaint peer group.
- #1289
- of 3,843 companies by volume
- 100%
- on time (86th pctile)
- Money transfer, virt…
- most-complained product
- 30
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Mercari, Inc. vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
100% Top 14% higher than 86% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
What changed
CFPB Consumer Complaint Database 2024 to 2025 complete years
- Annual CFPB complaint volume moved from 26 in 2024 to 43 in 2025 (2024 → 2025).
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2022 | 10 |
| 2023 | 11 |
| 2024 | 26 |
| 2025 | 43 |
| 2026year in progress | 16 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Mercari, Inc.
Mercari, Inc. carries 106 complaints in the CFPB's database, 50 of them filed within the past 12 months. Consumers spanning 30 states and territories have weighed in, giving this a multi-regional footprint. The single largest complaint category is "Money transfer, virtual currency, or money service," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Trouble accessing funds in your mobile or digital wallet" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.
Mercari, Inc.'s timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is at or above benchmark levels, a sign the company handles intake and escalation well. Among resolved complaints, the consumer-relief closure rate is 0%.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Mercari, Inc. have?
The CFPB has logged 106 complaints against Mercari, Inc. to date, of which 50 came in over the last 12 months.
Does Mercari, Inc. respond to complaints on time?
Mercari, Inc. has a 100% timely response rate to CFPB complaints. This is considered excellent.
What product generates the most complaints for Mercari, Inc.?
Among all products tied to Mercari, Inc., "Money transfer, virtual currency, or money service" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with Mercari, Inc.?
The most common issue reported by consumers about Mercari, Inc. is "Trouble accessing funds in your mobile or digital wallet." All complaint issues are listed above with their counts.
How do I file a complaint against Mercari, Inc.?
You can file a complaint against Mercari, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Mercari, Inc.?
Consumers in 30 states and territories have filed complaints about Mercari, Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.
Also handles Money transfer, virtual currency, or money service
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Mercari, Inc. have?
The CFPB has logged 106 complaints against Mercari, Inc. to date, of which 50 came in over the last 12 months.
Does Mercari, Inc. respond to complaints on time?
Mercari, Inc. has a 100% timely response rate to CFPB complaints. This is considered excellent.
What product generates the most complaints for Mercari, Inc.?
Among all products tied to Mercari, Inc., "Money transfer, virtual currency, or money service" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with Mercari, Inc.?
The most common issue reported by consumers about Mercari, Inc. is "Trouble accessing funds in your mobile or digital wallet." All complaint issues are listed above with their counts.
How do I file a complaint against Mercari, Inc.?
You can file a complaint against Mercari, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Mercari, Inc.?
Consumers in 30 states and territories have filed complaints about Mercari, Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.