CFPB Consumer Complaint Profile

Meta Payments Inc.

What 224 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

224
Total complaints
161
Last 12 months
95.5%
Timely response
47
States affected

The verdict

Meta Payments Inc. ranks #851 of 3,848 financial companies by CFPB complaint volume, with 224 complaints on record. It answers 95.5% of complaints on time — above the 93% median for companies with 100+ complaints.

#851
of 3,848 companies by volume
95.5%
answered on time
Money transfer, virt…
most-complained product
47
states with complaints
Meta Payments Inc. timely response rate 95.5%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Money transfer, virtual currency, or money service — Mobile or digital wallet 64
Money transfer, virtual currency, or money service — Virtual currency 40
Credit card — General-purpose credit card or charge card 27
Money transfer, virtual currency, or money service — Domestic (US) money transfer 26
Credit reporting or other personal consumer reports — Other personal consumer report 25
Checking or savings account — Checking account 10
Credit reporting or other personal consumer reports — Credit reporting 9
Checking or savings account — Other banking product or service 5
Money transfer, virtual currency, or money service — International money transfer 4
Checking or savings account — Savings account 3

Top Issues

1.Other service problem 28
2.Fraud or scam 24
3.Problem with a company's investigation into an existing issue 22
4.Trouble accessing funds in your mobile or digital wallet 22
5.Problem with a purchase shown on your statement 21
6.Unauthorized transactions or other transaction problem 19
7.Money was not available when promised 17
8.Other transaction problem 9
9.Managing, opening, or closing your mobile wallet account 7
10.Problem with a company's investigation into an existing problem 7

Complaints by Year

Year Complaints
2024 43
2025 122
2026 59

Complaints by State (Top 15)

Florida 23
California 20
Texas 17
Pennsylvania 11
Arizona 9
North Carolina 8
Georgia 7
New York 6
Illinois 6
Maine 6
Colorado 6
Ohio 5
South Carolina 5
Louisiana 5
Oklahoma 5

Company Responses

Closed with explanation 188
Closed with monetary relief 22
In progress 14

What the CFPB Complaint Record Shows for Meta Payments Inc.

The CFPB Consumer Complaint Database has logged 224 complaints against Meta Payments Inc. overall, with 161 of those filed in the trailing 12 months. Reports have come from consumers in 47 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Money transfer, virtual currency, or money service," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Other service problem" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Meta Payments Inc.'s timely response rate stands at 95.5%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Of complaints that were resolved, 9.8% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Meta Payments Inc. have?

Meta Payments Inc. has 224 total consumer complaints filed with the CFPB, with 161 filed in the last 12 months.

Does Meta Payments Inc. respond to complaints on time?

Meta Payments Inc. has a 95.5% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Meta Payments Inc.?

The most complained-about product for Meta Payments Inc. is "Money transfer, virtual currency, or money service." You can view the full product breakdown on this page.

What is the most common complaint issue with Meta Payments Inc.?

The most common issue reported by consumers about Meta Payments Inc. is "Other service problem." All complaint issues are listed above with their counts.

How do I file a complaint against Meta Payments Inc.?

You can file a complaint against Meta Payments Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Meta Payments Inc.?

Consumers in 47 states and territories have filed complaints about Meta Payments Inc. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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