CFPB Consumer Complaint Profile
Michael J Adams PC
64 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.
Data updated 2026-08-14
- 64
- Total complaints
- Mid-range
- 28
- Last 12 months
- 85.9%
- Timely response
- Bottom quartile
- 5
- States affected
The verdict
Michael J Adams PC ranks #1626 of 3,843 financial companies by CFPB complaint volume, with 64 complaints on record. On-time replies land at 85.9%, the 13th percentile for the 100+ complaint peer group.
- #1626
- of 3,843 companies by volume
- 85.9%
- on time (13th pctile)
- Debt collection
- most-complained product
- 5
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Michael J Adams PC vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
85.9% Among the lowest higher than 13% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
What changed
CFPB Consumer Complaint Database 2024 to 2025 complete years
- Annual CFPB complaint volume moved from 14 in 2024 to 36 in 2025 (2024 → 2025).
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2016 | 1 |
| 2019 | 4 |
| 2020 | 1 |
| 2022 | 2 |
| 2023 | 5 |
| 2024 | 14 |
| 2025 | 36 |
| 2026year in progress | 1 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Michael J Adams PC
64 complaints against Michael J Adams PC appear in the CFPB record, including 28 from the trailing year. The 5 states and territories represented put this footprint in geographically concentrated territory. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Took or threatened to take negative or legal action," a reasonable starting point for understanding recurring friction.
CFPB-forwarded complaints against Michael J Adams PC draw a 85.9% reply rate inside the Bureau's 15-day window. That falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. Consumers formally disputed the company's response at a 0% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, the consumer-relief closure rate is 6.3%.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Michael J Adams PC have?
The CFPB has logged 64 complaints against Michael J Adams PC to date, of which 28 came in over the last 12 months.
Does Michael J Adams PC respond to complaints on time?
CFPB complaints against Michael J Adams PC draw a 85.9% timely-response rate inside the expected window.
What product generates the most complaints for Michael J Adams PC?
Among all products tied to Michael J Adams PC, "Debt collection" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with Michael J Adams PC?
The most common issue reported by consumers about Michael J Adams PC is "Took or threatened to take negative or legal action." All complaint issues are listed above with their counts.
How do I file a complaint against Michael J Adams PC?
You can file a complaint against Michael J Adams PC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Michael J Adams PC?
Consumers in 5 states and territories have filed complaints about Michael J Adams PC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Michael J Adams PC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (0% here).
Also handles Debt collection
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Michael J Adams PC have?
The CFPB has logged 64 complaints against Michael J Adams PC to date, of which 28 came in over the last 12 months.
Does Michael J Adams PC respond to complaints on time?
CFPB complaints against Michael J Adams PC draw a 85.9% timely-response rate inside the expected window.
What product generates the most complaints for Michael J Adams PC?
Among all products tied to Michael J Adams PC, "Debt collection" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with Michael J Adams PC?
The most common issue reported by consumers about Michael J Adams PC is "Took or threatened to take negative or legal action." All complaint issues are listed above with their counts.
How do I file a complaint against Michael J Adams PC?
You can file a complaint against Michael J Adams PC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Michael J Adams PC?
Consumers in 5 states and territories have filed complaints about Michael J Adams PC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.