CFPB Consumer Complaint Profile
Mid Florida Financing LLC
Consumers have filed 67 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.
Data updated 2026-08-14
- 67
- Total complaints
- Mid-range
- 24
- Last 12 months
- 100%
- Timely response
- Top decile
- 8
- States affected
The verdict
Mid Florida Financing LLC ranks #1580 of 3,843 financial companies by CFPB complaint volume, with 67 complaints on record. Its on-time response rate is 100%, the 86th percentile among companies with 100+ complaints.
- #1580
- of 3,843 companies by volume
- 100%
- on time (86th pctile)
- Credit reporting or …
- most-complained product
- 8
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Mid Florida Financing LLC vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
100% Top 14% higher than 86% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2023 | 13 |
| 2024 | 24 |
| 2025 | 28 |
| 2026year in progress | 2 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Mid Florida Financing LLC
Mid Florida Financing LLC carries 67 complaints in the CFPB's database, 24 of them filed within the past 12 months. Consumers spanning 8 states and territories have weighed in, giving this a geographically concentrated footprint. No product draws more complaints than "Credit reporting or other personal consumer reports," which sits at the top of the product breakdown. Inside that category, "Incorrect information on your report" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.
Within the Bureau's 15-day response window, Mid Florida Financing LLC posts a 100% reply rate on forwarded complaints. That is at or above benchmark levels, a sign the company handles intake and escalation well. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 1.5% rate.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Mid Florida Financing LLC have?
Mid Florida Financing LLC has 67 total consumer complaints filed with the CFPB, with 24 filed in the last 12 months.
Does Mid Florida Financing LLC respond to complaints on time?
Mid Florida Financing LLC's CFPB timely-response rate is 100%. That puts it among the more responsive companies in the CFPB dataset.
What product generates the most complaints for Mid Florida Financing LLC?
Among all products tied to Mid Florida Financing LLC, "Credit reporting or other personal consumer reports" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with Mid Florida Financing LLC?
The most common issue reported by consumers about Mid Florida Financing LLC is "Incorrect information on your report." All complaint issues are listed above with their counts.
How do I file a complaint against Mid Florida Financing LLC?
You can file a complaint against Mid Florida Financing LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Mid Florida Financing LLC?
Consumers in 8 states and territories have filed complaints about Mid Florida Financing LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.
Also handles Credit reporting or other personal consumer reports
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Mid Florida Financing LLC have?
Mid Florida Financing LLC has 67 total consumer complaints filed with the CFPB, with 24 filed in the last 12 months.
Does Mid Florida Financing LLC respond to complaints on time?
Mid Florida Financing LLC's CFPB timely-response rate is 100%. That puts it among the more responsive companies in the CFPB dataset.
What product generates the most complaints for Mid Florida Financing LLC?
Among all products tied to Mid Florida Financing LLC, "Credit reporting or other personal consumer reports" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with Mid Florida Financing LLC?
The most common issue reported by consumers about Mid Florida Financing LLC is "Incorrect information on your report." All complaint issues are listed above with their counts.
How do I file a complaint against Mid Florida Financing LLC?
You can file a complaint against Mid Florida Financing LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Mid Florida Financing LLC?
Consumers in 8 states and territories have filed complaints about Mid Florida Financing LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.