CFPB Consumer Complaint Profile

Miguel A. Maza & Associates, PSC

What 13 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

13
Total complaints
4
Last 12 months
84.6%
Timely response
2
States affected

The verdict

Miguel A. Maza & Associates, PSC ranks #3413 of 3,848 financial companies by CFPB complaint volume, with 13 complaints on record. It answers 84.6% of complaints on time — below the 93% median for companies with 100+ complaints.

#3413
of 3,848 companies by volume
84.6%
answered on time
Debt collection
most-complained product
2
states with complaints
Miguel A. Maza & Associates, PSC timely response rate 84.6%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Debt collection — I do not know 5
Debt collection — Credit card debt 4
Debt collection — Payday loan 2
Debt collection — Private student loan debt 1
Debt collection — Other debt 1

Top Issues

1.Attempts to collect debt not owed 3
2.Taking/threatening an illegal action 2
3.Communication tactics 2
4.Written notification about debt 2
5.False statements or representation 2
6.Took or threatened to take negative or legal action 2

Complaints by Year

Year Complaints
2016 2
2021 2
2023 3
2024 1
2025 3
2026 2

Complaints by State (Top 15)

Puerto Rico 12
Florida 1

Company Responses

Closed with explanation 12
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Miguel A. Maza & Associates, PSC

The CFPB Consumer Complaint Database has logged 13 complaints against Miguel A. Maza & Associates, PSC overall, with 4 of those filed in the trailing 12 months. Reports have come from consumers in 2 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Miguel A. Maza & Associates, PSC's timely response rate stands at 84.6%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response in 0% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 7.7% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Miguel A. Maza & Associates, PSC have?

Miguel A. Maza & Associates, PSC has 13 total consumer complaints filed with the CFPB, with 4 filed in the last 12 months.

Does Miguel A. Maza & Associates, PSC respond to complaints on time?

Miguel A. Maza & Associates, PSC has a 84.6% timely response rate to CFPB complaints.

What product generates the most complaints for Miguel A. Maza & Associates, PSC?

The most complained-about product for Miguel A. Maza & Associates, PSC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Miguel A. Maza & Associates, PSC?

The most common issue reported by consumers about Miguel A. Maza & Associates, PSC is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Miguel A. Maza & Associates, PSC?

You can file a complaint against Miguel A. Maza & Associates, PSC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Miguel A. Maza & Associates, PSC?

Consumers in 2 states and territories have filed complaints about Miguel A. Maza & Associates, PSC with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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