CFPB Consumer Complaint Profile

Millennium Financial Group, L.L.C.

What 65 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

65
Total complaints
Mid-range
10
Last 12 months
67.7%
Timely response
Bottom decile
14
States affected

The verdict

Millennium Financial Group, L.L.C. ranks #1604 of 3,843 financial companies by CFPB complaint volume, with 65 complaints on record. It posts a 67.7% on-time response rate, the 5th percentile among companies with 100+ complaints.

#1604
of 3,843 companies by volume
67.7%
on time (5th pctile)
Debt collection
most-complained product
14
states with complaints
D
PlainCredit Trust Score
47/100
Millennium Financial Group, L.L.C. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 67.7%
Share of complaints answered within the CFPB response window
Dispute Rate C 14.3%
Share of responses the consumer disputed (lower is better)
Relief Rate B 9.2%
Share of complaints closed with monetary or non-monetary relief

Millennium Financial Group, L.L.C. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

67.7% Among the lowest higher than 5% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Millennium Financial Group, L.L.C. timely response rate 67.7%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 19
Debt collection - Other debt 10
Debt collection - Credit card 9
Debt collection - Other (i.e. phone, health club, etc.) 7
Credit reporting or other personal consumer reports - Credit reporting 5
Debt collection - Medical debt 4
Debt collection - Credit card debt 3
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 3
Debt collection - Auto 2
Checking or savings account - Checking account 1

Top Issues

1.Cont'd attempts collect debt not owed 11
2.Written notification about debt 10
3.Disclosure verification of debt 9
4.False statements or representation 7
5.Attempts to collect debt not owed 7
6.Communication tactics 6
7.Incorrect information on your report 4
8.Improper use of your report 2
9.Took or threatened to take negative or legal action 2
10.Taking/threatening an illegal action 2

Complaints by Year

Year Complaints
2014 10
2015 4
2016 11
2017 6
2018 4
2020 2
2021 2
2022 3
2023 3
2024 8
2025 8
2026year in progress 4

Complaints by State (Top 15)

Oklahoma 32
Texas 9
California 5
New York 3
Virginia 2
South Carolina 2
Louisiana 2
Florida 2
Missouri 2
Washington 2
Alabama 1
New Jersey 1
Georgia 1
Michigan 1

Company Responses

Closed with explanation 50
Untimely response 8
Closed with non-monetary relief 6
Closed 1

What the CFPB Complaint Record Shows for Millennium Financial Group, L.L.C.

65 complaints against Millennium Financial Group, L.L.C. appear in the CFPB record, including 10 from the trailing year. The 14 states and territories represented put this footprint in geographically concentrated territory. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Inside that category, "Cont'd attempts collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

CFPB-forwarded complaints against Millennium Financial Group, L.L.C. draw a 67.7% reply rate inside the Bureau's 15-day window. That is well below the 95% industry benchmark and is a material red flag, late or missing responses are one of the strongest predictors of CFPB supervisory interest. The company's response carried a 14.3% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 9.2% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Millennium Financial Group, L.L.C. have?

The CFPB has logged 65 complaints against Millennium Financial Group, L.L.C. to date, of which 10 came in over the last 12 months.

Does Millennium Financial Group, L.L.C. respond to complaints on time?

Millennium Financial Group, L.L.C. has a 67.7% timely response rate to CFPB complaints. That falls well short of the 95% benchmark most companies clear.

What product generates the most complaints for Millennium Financial Group, L.L.C.?

"Debt collection" draws more CFPB complaints against Millennium Financial Group, L.L.C. than any other product - see the full breakdown above.

What is the most common complaint issue with Millennium Financial Group, L.L.C.?

The most common issue reported by consumers about Millennium Financial Group, L.L.C. is "Cont'd attempts collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Millennium Financial Group, L.L.C.?

You can file a complaint against Millennium Financial Group, L.L.C. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Millennium Financial Group, L.L.C.?

Consumers in 14 states and territories have filed complaints about Millennium Financial Group, L.L.C. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Millennium Financial Group, L.L.C.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Millennium Financial Group, L.L.C. have?

The CFPB has logged 65 complaints against Millennium Financial Group, L.L.C. to date, of which 10 came in over the last 12 months.

Does Millennium Financial Group, L.L.C. respond to complaints on time?

Millennium Financial Group, L.L.C. has a 67.7% timely response rate to CFPB complaints. That falls well short of the 95% benchmark most companies clear.

What product generates the most complaints for Millennium Financial Group, L.L.C.?

"Debt collection" draws more CFPB complaints against Millennium Financial Group, L.L.C. than any other product - see the full breakdown above.

What is the most common complaint issue with Millennium Financial Group, L.L.C.?

The most common issue reported by consumers about Millennium Financial Group, L.L.C. is "Cont'd attempts collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Millennium Financial Group, L.L.C.?

You can file a complaint against Millennium Financial Group, L.L.C. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Millennium Financial Group, L.L.C.?

Consumers in 14 states and territories have filed complaints about Millennium Financial Group, L.L.C. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Millennium Financial Group, L.L.C.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.