CFPB Consumer Complaint Profile

Modern Asset Management, Inc.

Behind the CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

18
Total complaints
Below average
4
Last 12 months
83.3%
Timely response
Bottom quartile
8
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Modern Asset Management, Inc. places #3004 by volume. For answering complaints on time it stands at the 11th percentile in the 100+ complaint peer group.

Credit reporting or …
most-complained product
OK
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

D
PlainCredit Trust Score
45/100
Modern Asset Management, Inc. · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 83.3%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate C+ 5.6%
Share of complaints closed with monetary or non-monetary relief

Modern Asset Management, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

83.3% Among the lowest higher than 11% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Credit reporting or other personal consumer reports - Credit reporting 5
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 4
Payday loan, title loan, personal loan, or advance loan - Installment loan 3
Debt collection - I do not know 2
Debt collection - Other debt 2
Debt collection - Medical debt 2

Top Issues

1.Incorrect information on your report 4
2.Improper use of your report 3
3.Problem with a credit reporting company's investigation into an existing problem 3
4.Took or threatened to take negative or legal action 2
5.Communication tactics 2
6.Getting the loan 1
7.Written notification about debt 1
8.Charged fees or interest you didn't expect 1
9.Attempts to collect debt not owed 1

Complaints by Year

Year Complaints
2022 5
2023 2
2024 6
2025 5

Complaints by State (Top 15)

Oklahoma 4
Florida 4
Texas 3
Georgia 2
Arizona 2
Louisiana 1
Indiana 1
New York 1

Company Responses

Closed with explanation 17
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Modern Asset Management, Inc.

Modern Asset Management, Inc. draws a geographically concentrated spread of CFPB complaints, filed by consumers in many parts of the country. "Credit reporting or other personal consumer reports" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Inside that category, "Incorrect information on your report" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

The timely-response measure counts forwarded complaints answered inside the Bureau's 15-day window. This company's rate is under the 95% benchmark companies are expected to hit, often a precursor to higher dispute rates. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Also handles Credit reporting or other personal consumer reports

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Modern Asset Management, Inc. have?

Modern Asset Management, Inc. has 18 total consumer complaints filed with the CFPB, with 4 filed in the last 12 months.

Does Modern Asset Management, Inc. respond to complaints on time?

CFPB complaints against Modern Asset Management, Inc. draw a 83.3% timely-response rate inside the expected window.

What product generates the most complaints for Modern Asset Management, Inc.?

The most complained-about product for Modern Asset Management, Inc. is "Credit reporting or other personal consumer reports." You can view the full product breakdown on this page.

What is the most common complaint issue with Modern Asset Management, Inc.?

Consumers most often cite "Incorrect information on your report" when complaining about Modern Asset Management, Inc.; the full issue list with counts is above.

How do I file a complaint against Modern Asset Management, Inc.?

You can file a complaint against Modern Asset Management, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Modern Asset Management, Inc.?

The CFPB has recorded complaints against Modern Asset Management, Inc. from 8 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Modern Asset Management, Inc.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.