CFPB Consumer Complaint Profile

Monevo Inc

14 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

14
Total complaints
Below average
3
Last 12 months
100%
Timely response
Top decile
11
States affected

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The verdict

Monevo Inc ranks #3314 of 3,843 financial companies by CFPB complaint volume, with 14 complaints on record. On-time replies land at 100%, the 86th percentile for the 100+ complaint peer group.

#3314
of 3,843 companies by volume
100%
on time (86th pctile)
Credit reporting or …
most-complained product
11
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

A
PlainCredit Trust Score
86/100
Monevo Inc · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate A- 14.3%
Share of complaints closed with monetary or non-monetary relief

Monevo Inc vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Monevo Inc timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Credit reporting or other personal consumer reports - Credit reporting 8
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 3
Credit reporting or other personal consumer reports - Other personal consumer report 2
Debt collection - Credit card debt 1

Top Issues

1.Improper use of your report 10
2.Credit monitoring or identity theft protection services 2
3.Attempts to collect debt not owed 1
4.Problem with a company's investigation into an existing problem 1

Complaints by Year

Year Complaints
2021 1
2022 1
2023 3
2024 5
2025 4

Complaints by State (Top 15)

South Carolina 3
Tennessee 2
Indiana 1
Texas 1
Georgia 1
Florida 1
North Carolina 1
Michigan 1
Ohio 1
Mississippi 1
Nevada 1

Company Responses

Closed with explanation 12
Closed with non-monetary relief 2

What the CFPB Complaint Record Shows for Monevo Inc

14 complaints against Monevo Inc appear in the CFPB record, including 3 from the trailing year. The 11 states and territories represented put this footprint in geographically concentrated territory. No product draws more complaints than "Credit reporting or other personal consumer reports," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Improper use of your report" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

CFPB-forwarded complaints against Monevo Inc draw a 100% reply rate inside the Bureau's 15-day window. That is at or above benchmark levels, a sign the company handles intake and escalation well. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 14.3% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Monevo Inc have?

Monevo Inc has 14 total consumer complaints filed with the CFPB, with 3 filed in the last 12 months.

Does Monevo Inc respond to complaints on time?

Monevo Inc's CFPB timely-response rate is 100%. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Monevo Inc?

"Credit reporting or other personal consumer reports" draws more CFPB complaints against Monevo Inc than any other product - see the full breakdown above.

What is the most common complaint issue with Monevo Inc?

"Improper use of your report" is the single most frequently cited issue in complaints against Monevo Inc - see all issues and counts above.

How do I file a complaint against Monevo Inc?

You can file a complaint against Monevo Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Monevo Inc?

Consumers in 11 states and territories have filed complaints about Monevo Inc with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Also handles Credit reporting or other personal consumer reports

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Monevo Inc have?

Monevo Inc has 14 total consumer complaints filed with the CFPB, with 3 filed in the last 12 months.

Does Monevo Inc respond to complaints on time?

Monevo Inc's CFPB timely-response rate is 100%. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Monevo Inc?

"Credit reporting or other personal consumer reports" draws more CFPB complaints against Monevo Inc than any other product - see the full breakdown above.

What is the most common complaint issue with Monevo Inc?

"Improper use of your report" is the single most frequently cited issue in complaints against Monevo Inc - see all issues and counts above.

How do I file a complaint against Monevo Inc?

You can file a complaint against Monevo Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Monevo Inc?

Consumers in 11 states and territories have filed complaints about Monevo Inc with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Monevo Inc's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.