CFPB Consumer Complaint Profile

Moon Inc.

11 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

11
Total complaints
Below average
3
Last 12 months
100%
Timely response
Top decile
8
States affected

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The verdict

11 CFPB complaints put Moon Inc. at #3589 out of 3,843 financial companies ranked by complaint volume. It posts a 100% on-time response rate, the 86th percentile among companies with 100+ complaints.

#3589
of 3,843 companies by volume
100%
on time (86th pctile)
Money transfer, virt…
most-complained product
8
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

A
PlainCredit Trust Score
88/100
Moon Inc. · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate A 18.2%
Share of complaints closed with monetary or non-monetary relief

Moon Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Moon Inc. timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Money transfer, virtual currency, or money service - Virtual currency 9
Money transfer, virtual currency, or money service - Mobile or digital wallet 1
Checking or savings account - Other banking product or service 1

Top Issues

1.Fraud or scam 7
2.Other transaction problem 2
3.Managing, opening, or closing your mobile wallet account 1
4.Managing an account 1

Complaints by Year

Year Complaints
2020 1
2022 3
2023 2
2024 1
2025 4

Complaints by State (Top 15)

New York 4
Illinois 1
Tennessee 1
Virginia 1
Oklahoma 1
Florida 1
South Carolina 1
Michigan 1

Company Responses

Closed with explanation 9
Closed with monetary relief 2

What the CFPB Complaint Record Shows for Moon Inc.

The CFPB Consumer Complaint Database has logged 11 complaints against Moon Inc. overall, with 3 of those filed in the trailing 12 months. Reports have come from consumers in 8 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Money transfer, virtual currency, or money service," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Fraud or scam" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Moon Inc.'s timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is at or above benchmark levels, a sign the company handles intake and escalation well. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 18.2% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Moon Inc. have?

Moon Inc. has 11 total consumer complaints filed with the CFPB, with 3 filed in the last 12 months.

Does Moon Inc. respond to complaints on time?

Moon Inc. has a 100% timely response rate to CFPB complaints. That is a strong response record by CFPB standards.

What product generates the most complaints for Moon Inc.?

The most complained-about product for Moon Inc. is "Money transfer, virtual currency, or money service." You can view the full product breakdown on this page.

What is the most common complaint issue with Moon Inc.?

Consumers most often cite "Fraud or scam" when complaining about Moon Inc.; the full issue list with counts is above.

How do I file a complaint against Moon Inc.?

You can file a complaint against Moon Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Moon Inc.?

Moon Inc. has drawn CFPB complaints from 8 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Also handles Money transfer, virtual currency, or money service

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Moon Inc. have?

Moon Inc. has 11 total consumer complaints filed with the CFPB, with 3 filed in the last 12 months.

Does Moon Inc. respond to complaints on time?

Moon Inc. has a 100% timely response rate to CFPB complaints. That is a strong response record by CFPB standards.

What product generates the most complaints for Moon Inc.?

The most complained-about product for Moon Inc. is "Money transfer, virtual currency, or money service." You can view the full product breakdown on this page.

What is the most common complaint issue with Moon Inc.?

Consumers most often cite "Fraud or scam" when complaining about Moon Inc.; the full issue list with counts is above.

How do I file a complaint against Moon Inc.?

You can file a complaint against Moon Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Moon Inc.?

Moon Inc. has drawn CFPB complaints from 8 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Moon Inc.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.