CFPB Consumer Complaint Profile

Moss Law Firm, P.C.

Behind the 88 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

88
Total complaints
Mid-range
19
Last 12 months
98.9%
Timely response
Above median
6
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Moss Law Firm, P.C. has accumulated 88 complaints, placing it #1409 by volume. It posts a 98.9% on-time response rate, the 59th percentile among companies with 100+ complaints.

#1409
of 3,843 companies by volume
98.9%
on time (59th pctile)
Debt collection
most-complained product
6
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

B-
PlainCredit Trust Score
69/100
Moss Law Firm, P.C. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response B 98.9%
Share of complaints answered within the CFPB response window
Dispute Rate A+ 0.0%
Share of responses the consumer disputed (lower is better)
Relief Rate D 1.1%
Share of complaints closed with monetary or non-monetary relief

Moss Law Firm, P.C. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

98.9% Higher than most higher than 59% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Moss Law Firm, P.C. timely response rate 98.9%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Credit card debt 50
Debt collection - I do not know 13
Debt collection - Other debt 12
Debt collection - Credit card 8
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 2
Credit card - General-purpose credit card or charge card 1
Credit card 1
Credit reporting or other personal consumer reports - Credit reporting 1

Top Issues

1.Attempts to collect debt not owed 30
2.Took or threatened to take negative or legal action 17
3.False statements or representation 13
4.Written notification about debt 9
5.Communication tactics 6
6.Disclosure verification of debt 3
7.Taking/threatening an illegal action 2
8.Incorrect information on your report 2
9.Cont'd attempts collect debt not owed 2
10.Other features, terms, or problems 1

Complaints by Year

Year Complaints
2014 2
2015 1
2016 6
2017 5
2018 3
2019 4
2020 2
2021 7
2022 2
2023 12
2024 19
2025 23
2026year in progress 2

Complaints by State (Top 15)

Texas 83
Florida 1
Georgia 1
California 1
Oklahoma 1
Arkansas 1

Company Responses

Closed with explanation 79
Closed 8
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Moss Law Firm, P.C.

Moss Law Firm, P.C. carries 88 complaints in the CFPB's database, 19 of them filed within the past 12 months. Consumers spanning 6 states and territories have weighed in, giving this a geographically concentrated footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, Moss Law Firm, P.C. posts a 98.9% reply rate on forwarded complaints. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Resolved cases drew a formal consumer-dispute rate of 0% - a rough measure of how often the first resolution missed the mark. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 1.1% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Moss Law Firm, P.C. have?

Moss Law Firm, P.C. has 88 total consumer complaints filed with the CFPB, with 19 filed in the last 12 months.

Does Moss Law Firm, P.C. respond to complaints on time?

Moss Law Firm, P.C.'s CFPB timely-response rate is 98.9%. This is considered excellent.

What product generates the most complaints for Moss Law Firm, P.C.?

"Debt collection" draws more CFPB complaints against Moss Law Firm, P.C. than any other product - see the full breakdown above.

What is the most common complaint issue with Moss Law Firm, P.C.?

Consumers most often cite "Attempts to collect debt not owed" when complaining about Moss Law Firm, P.C.; the full issue list with counts is above.

How do I file a complaint against Moss Law Firm, P.C.?

You can file a complaint against Moss Law Firm, P.C. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Moss Law Firm, P.C.?

The CFPB has recorded complaints against Moss Law Firm, P.C. from 6 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Moss Law Firm, P.C.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (0% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Moss Law Firm, P.C. have?

Moss Law Firm, P.C. has 88 total consumer complaints filed with the CFPB, with 19 filed in the last 12 months.

Does Moss Law Firm, P.C. respond to complaints on time?

Moss Law Firm, P.C.'s CFPB timely-response rate is 98.9%. This is considered excellent.

What product generates the most complaints for Moss Law Firm, P.C.?

"Debt collection" draws more CFPB complaints against Moss Law Firm, P.C. than any other product - see the full breakdown above.

What is the most common complaint issue with Moss Law Firm, P.C.?

Consumers most often cite "Attempts to collect debt not owed" when complaining about Moss Law Firm, P.C.; the full issue list with counts is above.

How do I file a complaint against Moss Law Firm, P.C.?

You can file a complaint against Moss Law Firm, P.C. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Moss Law Firm, P.C.?

The CFPB has recorded complaints against Moss Law Firm, P.C. from 6 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Moss Law Firm, P.C.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.