CFPB Consumer Complaint Profile

Mutual Financial Partners

What 40 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

40
Total complaints
0
Last 12 months
87.5%
Timely response
17
States affected

The verdict

Mutual Financial Partners ranks #2049 of 3,848 financial companies by CFPB complaint volume, with 40 complaints on record. It answers 87.5% of complaints on time — below the 93% median for companies with 100+ complaints.

#2049
of 3,848 companies by volume
87.5%
answered on time
Debt collection
most-complained product
17
states with complaints
Mutual Financial Partners timely response rate 87.5%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Debt collection — Payday loan 17
Debt collection — I do not know 12
Debt collection — Other (i.e. phone, health club, etc.) 5
Debt collection — Payday loan debt 3
Payday loan 2
Payday loan, title loan, or personal loan — Installment loan 1

Top Issues

1.Improper contact or sharing of info 11
2.Communication tactics 8
3.Taking/threatening an illegal action 6
4.Disclosure verification of debt 5
5.False statements or representation 3
6.Took or threatened to take negative or legal action 2
7.Cont'd attempts collect debt not owed 2
8.Received a loan I didn't apply for 1
9.Charged fees or interest you didn't expect 1
10.Can't contact lender 1

Complaints by Year

Year Complaints
2013 16
2014 18
2015 1
2016 1
2019 1
2021 2
2022 1

Complaints by State (Top 15)

Texas 11
California 5
Ohio 3
Florida 3
Tennessee 2
Indiana 2
Oklahoma 2
Wisconsin 2
Massachusetts 2
North Carolina 1
Mississippi 1
South Dakota 1
Michigan 1
Alabama 1
South Carolina 1

Company Responses

Closed 26
Closed with explanation 9
Untimely response 5

What the CFPB Complaint Record Shows for Mutual Financial Partners

The CFPB Consumer Complaint Database has logged 40 complaints against Mutual Financial Partners overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 17 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Improper contact or sharing of info" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Mutual Financial Partners's timely response rate stands at 87.5%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response in 11.1% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Mutual Financial Partners have?

Mutual Financial Partners has 40 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Mutual Financial Partners respond to complaints on time?

Mutual Financial Partners has a 87.5% timely response rate to CFPB complaints.

What product generates the most complaints for Mutual Financial Partners?

The most complained-about product for Mutual Financial Partners is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Mutual Financial Partners?

The most common issue reported by consumers about Mutual Financial Partners is "Improper contact or sharing of info." All complaint issues are listed above with their counts.

How do I file a complaint against Mutual Financial Partners?

You can file a complaint against Mutual Financial Partners directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Mutual Financial Partners?

Consumers in 17 states and territories have filed complaints about Mutual Financial Partners with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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