CFPB Consumer Complaint Profile

Mvba, L.L.C.

19 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

19
Total complaints
Below average
1
Last 12 months
36.8%
Timely response
Bottom decile
6
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Mvba, L.L.C. has accumulated 19 complaints, placing it #2935 by volume. On-time replies land at 36.8%, the 2nd percentile for the 100+ complaint peer group.

#2935
of 3,843 companies by volume
36.8%
on time (2nd pctile)
Debt collection
most-complained product
6
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

F
PlainCredit Trust Score
33/100
Mvba, L.L.C. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 36.8%
Share of complaints answered within the CFPB response window
Dispute Rate A+ 0.0%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Mvba, L.L.C. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

36.8% Among the lowest higher than 2% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Mvba, L.L.C. timely response rate 36.8%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 9
Debt collection - Other debt 6
Debt collection - Other (i.e. phone, health club, etc.) 2
Debt collection - Medical 1
Debt collection - Medical debt 1

Top Issues

1.Took or threatened to take negative or legal action 5
2.Cont'd attempts collect debt not owed 4
3.Communication tactics 3
4.Attempts to collect debt not owed 3
5.False statements or representation 3
6.Improper contact or sharing of info 1

Complaints by Year

Year Complaints
2014 2
2015 1
2016 4
2017 2
2018 2
2019 2
2021 4
2023 1
2026year in progress 1

Complaints by State (Top 15)

Texas 12
Maryland 2
California 2
Virginia 1
Louisiana 1
Colorado 1

Company Responses

Closed with explanation 17
Closed 1
Untimely response 1

What the CFPB Complaint Record Shows for Mvba, L.L.C.

19 complaints against Mvba, L.L.C. appear in the CFPB record, including 1 from the trailing year. The 6 states and territories represented put this footprint in geographically concentrated territory. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Took or threatened to take negative or legal action" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Mvba, L.L.C.'s timely response rate stands at 36.8%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is well below the 95% industry benchmark and is a material red flag, late or missing responses are one of the strongest predictors of CFPB supervisory interest. Consumers formally disputed the company's response at a 0% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Mvba, L.L.C. have?

The CFPB has logged 19 complaints against Mvba, L.L.C. to date, of which 1 came in over the last 12 months.

Does Mvba, L.L.C. respond to complaints on time?

CFPB complaints against Mvba, L.L.C. draw a 36.8% timely-response rate inside the expected window. That falls well short of the 95% benchmark most companies clear.

What product generates the most complaints for Mvba, L.L.C.?

The most complained-about product for Mvba, L.L.C. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Mvba, L.L.C.?

The most common issue reported by consumers about Mvba, L.L.C. is "Took or threatened to take negative or legal action." All complaint issues are listed above with their counts.

How do I file a complaint against Mvba, L.L.C.?

You can file a complaint against Mvba, L.L.C. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Mvba, L.L.C.?

Mvba, L.L.C. has drawn CFPB complaints from 6 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Mvba, L.L.C.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (0% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Mvba, L.L.C. have?

The CFPB has logged 19 complaints against Mvba, L.L.C. to date, of which 1 came in over the last 12 months.

Does Mvba, L.L.C. respond to complaints on time?

CFPB complaints against Mvba, L.L.C. draw a 36.8% timely-response rate inside the expected window. That falls well short of the 95% benchmark most companies clear.

What product generates the most complaints for Mvba, L.L.C.?

The most complained-about product for Mvba, L.L.C. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Mvba, L.L.C.?

The most common issue reported by consumers about Mvba, L.L.C. is "Took or threatened to take negative or legal action." All complaint issues are listed above with their counts.

How do I file a complaint against Mvba, L.L.C.?

You can file a complaint against Mvba, L.L.C. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Mvba, L.L.C.?

Mvba, L.L.C. has drawn CFPB complaints from 6 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Mvba, L.L.C.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.