CFPB Consumer Complaint Profile

National Creditors Connection, Inc

Consumers have filed complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

10
Total complaints
Below average
0
Last 12 months
100%
Timely response
Top decile
8
States affected

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The verdict

By CFPB complaint volume, National Creditors Connection, Inc is #3715 out of 3,843 financial companies. Its on-time response record is at the 86th percentile among companies with 100+ complaints.

Debt collection
most-complained product
TX
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

B-
PlainCredit Trust Score
66/100
National Creditors Connection, Inc · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate A+ 0.0%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

National Creditors Connection, Inc vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Debt collection - Mortgage debt 4
Debt collection - I do not know 3
Debt collection - Credit card debt 1
Debt collection - Mortgage 1
Debt collection - Other debt 1

Top Issues

1.Written notification about debt 3
2.Attempts to collect debt not owed 2
3.Took or threatened to take negative or legal action 1
4.Communication tactics 1
5.Cont'd attempts collect debt not owed 1
6.False statements or representation 1
7.Disclosure verification of debt 1

Complaints by Year

Year Complaints
2016 2
2017 2
2018 3
2019 2
2021 1

Complaints by State (Top 15)

Texas 2
Connecticut 2
Florida 1
Arizona 1
Pennsylvania 1
Mississippi 1
Iowa 1
Georgia 1

Company Responses

Closed with explanation 10

What the CFPB Complaint Record Shows for National Creditors Connection, Inc

National Creditors Connection, Inc draws a geographically concentrated spread of CFPB complaints, filed by consumers in many parts of the country. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Written notification about debt" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Timely response is the share of CFPB-forwarded complaints that receive a company reply within the 15-day window the Bureau expects. This company's rate clears the industry benchmark, pointing to intake and escalation processes that are working as intended. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for National Creditors Connection, Inc: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (0% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does National Creditors Connection, Inc have?

10 complaints have been filed against National Creditors Connection, Inc with the CFPB overall - 0 of them in the past year.

Does National Creditors Connection, Inc respond to complaints on time?

National Creditors Connection, Inc has a 100% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for National Creditors Connection, Inc?

The most complained-about product for National Creditors Connection, Inc is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with National Creditors Connection, Inc?

The most common issue reported by consumers about National Creditors Connection, Inc is "Written notification about debt." All complaint issues are listed above with their counts.

How do I file a complaint against National Creditors Connection, Inc?

You can file a complaint against National Creditors Connection, Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about National Creditors Connection, Inc?

The CFPB has recorded complaints against National Creditors Connection, Inc from 8 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

National Creditors Connection, Inc's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.