CFPB Consumer Complaint Profile

National Management Recovery Corp. (NMRC)

What 80 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

80
Total complaints
0
Last 12 months
43.8%
Timely response
22
States affected

The verdict

National Management Recovery Corp. (NMRC) ranks #1471 of 3,848 financial companies by CFPB complaint volume, with 80 complaints on record. It answers 43.8% of complaints on time — below the 93% median for companies with 100+ complaints.

#1471
of 3,848 companies by volume
43.8%
answered on time
Debt collection
most-complained product
22
states with complaints
National Management Recovery Corp. (NMRC) timely response rate 43.8%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Debt collection — Payday loan debt 59
Debt collection — I do not know 8
Debt collection — Payday loan 3
Debt collection — Other debt 2
Payday loan, title loan, or personal loan — Payday loan 2
Debt collection — Other (i.e. phone, health club, etc.) 2
Other financial service — Debt settlement 1
Debt collection — Auto debt 1
Payday loan, title loan, or personal loan — Installment loan 1
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 1

Top Issues

1.False statements or representation 25
2.Took or threatened to take negative or legal action 25
3.Communication tactics 10
4.Threatened to contact someone or share information improperly 6
5.Written notification about debt 6
6.Taking/threatening an illegal action 1
7.Attempts to collect debt not owed 1
8.Customer service/Customer relations 1
9.Struggling to pay your loan 1
10.Disclosure verification of debt 1

Complaints by Year

Year Complaints
2013 1
2016 5
2017 3
2018 10
2019 8
2020 23
2021 11
2022 10
2023 3
2024 4
2025 2

Complaints by State (Top 15)

Texas 25
California 16
Alabama 4
Wisconsin 3
Tennessee 3
Ohio 3
Virginia 2
Georgia 2
Arkansas 2
Florida 2
Delaware 2
Louisiana 2
Idaho 2
Kansas 2
Utah 1

Company Responses

Closed with explanation 79
Closed 1

What the CFPB Complaint Record Shows for National Management Recovery Corp. (NMRC)

The CFPB Consumer Complaint Database has logged 80 complaints against National Management Recovery Corp. (NMRC) overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 22 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "False statements or representation" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

National Management Recovery Corp. (NMRC)'s timely response rate stands at 43.8%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is well below the 95% industry benchmark and is a material red flag — late or missing responses are one of the strongest predictors of CFPB supervisory interest. Consumers formally disputed the company's response in 14.3% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does National Management Recovery Corp. (NMRC) have?

National Management Recovery Corp. (NMRC) has 80 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does National Management Recovery Corp. (NMRC) respond to complaints on time?

National Management Recovery Corp. (NMRC) has a 43.8% timely response rate to CFPB complaints. This is below the typical industry benchmark of 95%.

What product generates the most complaints for National Management Recovery Corp. (NMRC)?

The most complained-about product for National Management Recovery Corp. (NMRC) is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with National Management Recovery Corp. (NMRC)?

The most common issue reported by consumers about National Management Recovery Corp. (NMRC) is "False statements or representation." All complaint issues are listed above with their counts.

How do I file a complaint against National Management Recovery Corp. (NMRC)?

You can file a complaint against National Management Recovery Corp. (NMRC) directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about National Management Recovery Corp. (NMRC)?

Consumers in 22 states and territories have filed complaints about National Management Recovery Corp. (NMRC) with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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