CFPB Consumer Complaint Profile

National Principal Group, LLC

Consumers have filed 146 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-05-15

146
Total complaints
0
Last 12 months
97.9%
Timely response
38
States affected

The verdict

Among 3,848 financial companies tracked by CFPB complaint volume, National Principal Group, LLC sits at #1112, with 146 complaints logged. Its on-time response rate is 97.9%, ahead of the 93% median among companies with 100+ complaints.

#1112
of 3,848 companies by volume
97.9%
answered on time
Debt collection
most-complained product
38
states with complaints
National Principal Group, LLC timely response rate 97.9%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 58
Debt collection - Payday loan 51
Payday loan 17
Debt collection - Other (i.e. phone, health club, etc.) 7
Debt collection - Payday loan debt 5
Debt collection - Credit card debt 4
Debt collection - Credit card 3
Consumer Loan - Installment loan 1

Top Issues

1.Cont'd attempts collect debt not owed 46
2.Communication tactics 33
3.Taking/threatening an illegal action 14
4.Can't contact lender 12
5.Improper contact or sharing of info 11
6.Attempts to collect debt not owed 8
7.False statements or representation 7
8.Disclosure verification of debt 6
9.Threatened to contact someone or share information improperly 3
10.Received a loan I didn't apply for 3

Complaints by Year

Year Complaints
2014 19
2015 46
2016 56
2017 15
2018 9
2020 1

Complaints by State (Top 15)

California 25
Texas 16
Ohio 9
Florida 9
Illinois 8
Michigan 6
South Carolina 6
Oklahoma 5
Kentucky 5
Massachusetts 4
Tennessee 4
Pennsylvania 4
Missouri 3
Louisiana 3
Alabama 3

Company Responses

Closed with explanation 143
Closed 2
Untimely response 1

What the CFPB Complaint Record Shows for National Principal Group, LLC

The CFPB Consumer Complaint Database has logged 146 complaints against National Principal Group, LLC overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 38 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Cont'd attempts collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

97.9% of CFPB-forwarded complaints against National Principal Group, LLC get a reply inside the Bureau's 15-day window. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. In 16.3% of resolved cases, the consumer formally disputed the company's response - a rough measure of how often the first resolution missed the mark. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does National Principal Group, LLC have?

146 complaints have been filed against National Principal Group, LLC with the CFPB overall - 0 of them in the past year.

Does National Principal Group, LLC respond to complaints on time?

National Principal Group, LLC has a 97.9% timely response rate to CFPB complaints. That is a strong response record by CFPB standards.

What product generates the most complaints for National Principal Group, LLC?

The most complained-about product for National Principal Group, LLC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with National Principal Group, LLC?

The most common issue reported by consumers about National Principal Group, LLC is "Cont'd attempts collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against National Principal Group, LLC?

You can file a complaint against National Principal Group, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about National Principal Group, LLC?

The CFPB has recorded complaints against National Principal Group, LLC from 38 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Similar Companies

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Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026