CFPB Consumer Complaint Profile

National Principal Group, LLC

Consumers have filed 146 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

146
Total complaints
Mid-range
0
Last 12 months
97.9%
Timely response
Below median
38
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, National Principal Group, LLC sits at #1110, with 146 complaints logged. Its on-time response rate is 97.9%, the 47th percentile among companies with 100+ complaints.

#1110
of 3,843 companies by volume
97.9%
on time (47th pctile)
Debt collection
most-complained product
38
states with complaints
D
PlainCredit Trust Score
45/100
National Principal Group, LLC · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response B- 97.9%
Share of complaints answered within the CFPB response window
Dispute Rate C- 16.3%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

National Principal Group, LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

97.9% Around the middle higher than 47% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

National Principal Group, LLC timely response rate 97.9%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 58
Debt collection - Payday loan 51
Payday loan 17
Debt collection - Other (i.e. phone, health club, etc.) 7
Debt collection - Payday loan debt 5
Debt collection - Credit card debt 4
Debt collection - Credit card 3
Consumer Loan - Installment loan 1

Top Issues

1.Cont'd attempts collect debt not owed 46
2.Communication tactics 33
3.Taking/threatening an illegal action 14
4.Can't contact lender 12
5.Improper contact or sharing of info 11
6.Attempts to collect debt not owed 8
7.False statements or representation 7
8.Disclosure verification of debt 6
9.Threatened to contact someone or share information improperly 3
10.Received a loan I didn't apply for 3

Complaints by Year

Year Complaints
2014 19
2015 46
2016 56
2017 15
2018 9
2020 1

Complaints by State (Top 15)

California 25
Texas 16
Ohio 9
Florida 9
Illinois 8
Michigan 6
South Carolina 6
Oklahoma 5
Kentucky 5
Massachusetts 4
Tennessee 4
Pennsylvania 4
Missouri 3
Louisiana 3
Alabama 3

Company Responses

Closed with explanation 143
Closed 2
Untimely response 1

What the CFPB Complaint Record Shows for National Principal Group, LLC

The CFPB Consumer Complaint Database has logged 146 complaints against National Principal Group, LLC overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 38 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Cont'd attempts collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

CFPB-forwarded complaints against National Principal Group, LLC draw a 97.9% reply rate inside the Bureau's 15-day window. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Resolved cases drew a formal consumer-dispute rate of 16.3% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, 0% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does National Principal Group, LLC have?

146 complaints have been filed against National Principal Group, LLC with the CFPB overall - 0 of them in the past year.

Does National Principal Group, LLC respond to complaints on time?

National Principal Group, LLC has a 97.9% timely response rate to CFPB complaints. That is a strong response record by CFPB standards.

What product generates the most complaints for National Principal Group, LLC?

The most complained-about product for National Principal Group, LLC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with National Principal Group, LLC?

The most common issue reported by consumers about National Principal Group, LLC is "Cont'd attempts collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against National Principal Group, LLC?

You can file a complaint against National Principal Group, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about National Principal Group, LLC?

The CFPB has recorded complaints against National Principal Group, LLC from 38 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for National Principal Group, LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (16.3% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026