CFPB Consumer Complaint Profile

National Recovery Solutions, LLC

Consumers have filed 157 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

157
Total complaints
Mid-range
31
Last 12 months
96.2%
Timely response
Below median
33
States affected

The verdict

157 CFPB complaints put National Recovery Solutions, LLC at #1075 out of 3,843 financial companies ranked by complaint volume. Its on-time response rate is 96.2%, the 35th percentile among companies with 100+ complaints.

#1075
of 3,843 companies by volume
96.2%
on time (35th pctile)
Debt collection
most-complained product
33
states with complaints
C-
PlainCredit Trust Score
54/100
National Recovery Solutions, LLC · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response C 96.2%
Share of complaints answered within the CFPB response window
Dispute Rate B- 9.1%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.6%
Share of complaints closed with monetary or non-monetary relief

National Recovery Solutions, LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

96.2% Around the middle higher than 35% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

National Recovery Solutions, LLC timely response rate 96.2%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 58
Debt collection - Private student loan debt 20
Debt collection - Other debt 12
Credit reporting or other personal consumer reports - Credit reporting 12
Debt collection - Credit card 11
Debt collection - Credit card debt 9
Debt collection - Federal student loan debt 6
Debt collection - Other (i.e. phone, health club, etc.) 5
Debt collection - Payday loan 5
Student loan - Private student loan 5

Top Issues

1.Attempts to collect debt not owed 36
2.Communication tactics 31
3.Written notification about debt 17
4.Cont'd attempts collect debt not owed 13
5.False statements or representation 9
6.Took or threatened to take negative or legal action 9
7.Threatened to contact someone or share information improperly 7
8.Dealing with your lender or servicer 6
9.Improper contact or sharing of info 6
10.Improper use of your report 5

Complaints by Year

Year Complaints
2013 1
2014 23
2015 11
2016 7
2017 10
2018 8
2019 4
2020 6
2021 6
2022 8
2023 6
2024 27
2025 27
2026year in progress 13

Complaints by State (Top 15)

New York 24
Texas 20
California 18
Florida 12
Pennsylvania 9
Georgia 7
Illinois 5
Maryland 5
Tennessee 5
New Jersey 5
South Carolina 5
Missouri 3
Nevada 3
Ohio 3
North Carolina 3

Company Responses

Closed with explanation 154
Closed 2
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for National Recovery Solutions, LLC

157 complaints against National Recovery Solutions, LLC appear in the CFPB record, including 31 from the trailing year. The 33 states and territories represented put this footprint in multi-regional territory. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Attempts to collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

CFPB-forwarded complaints against National Recovery Solutions, LLC draw a 96.2% reply rate inside the Bureau's 15-day window. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. The company's response carried a 9.1% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, 0.6% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does National Recovery Solutions, LLC have?

157 complaints have been filed against National Recovery Solutions, LLC with the CFPB overall - 31 of them in the past year.

Does National Recovery Solutions, LLC respond to complaints on time?

National Recovery Solutions, LLC's CFPB timely-response rate is 96.2%. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for National Recovery Solutions, LLC?

"Debt collection" draws more CFPB complaints against National Recovery Solutions, LLC than any other product - see the full breakdown above.

What is the most common complaint issue with National Recovery Solutions, LLC?

"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against National Recovery Solutions, LLC - see all issues and counts above.

How do I file a complaint against National Recovery Solutions, LLC?

You can file a complaint against National Recovery Solutions, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about National Recovery Solutions, LLC?

National Recovery Solutions, LLC has drawn CFPB complaints from 33 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for National Recovery Solutions, LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (9.1% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026