CFPB Consumer Complaint Profile

Nations Recovery Center

Consumers have filed 143 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

143
Total complaints
Mid-range
2
Last 12 months
86%
Timely response
Bottom quartile
36
States affected

The verdict

Nations Recovery Center ranks #1123 of 3,843 financial companies by CFPB complaint volume, with 143 complaints on record. It posts a 86% on-time response rate, the 13th percentile among companies with 100+ complaints.

#1123
of 3,843 companies by volume
86%
on time (13th pctile)
Debt collection
most-complained product
36
states with complaints
C
PlainCredit Trust Score
55/100
Nations Recovery Center · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 86.0%
Share of complaints answered within the CFPB response window
Dispute Rate F 21.0%
Share of responses the consumer disputed (lower is better)
Relief Rate A+ 91.6%
Share of complaints closed with monetary or non-monetary relief

Nations Recovery Center vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

86% Among the lowest higher than 13% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Nations Recovery Center timely response rate 86.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 59
Debt collection - Credit card 46
Debt collection - Other (i.e. phone, health club, etc.) 16
Debt collection - Credit card debt 10
Debt collection - Auto 3
Debt collection - Other debt 2
Credit reporting or other personal consumer reports - Credit reporting 2
Debt collection - Medical 2
Student loan - Non-federal student loan 1
Debt collection - Private student loan debt 1

Top Issues

1.Communication tactics 39
2.Cont'd attempts collect debt not owed 33
3.Disclosure verification of debt 20
4.Improper contact or sharing of info 13
5.Attempts to collect debt not owed 11
6.Taking/threatening an illegal action 9
7.Written notification about debt 5
8.Took or threatened to take negative or legal action 4
9.False statements or representation 4
10.Incorrect information on your report 2

Complaints by Year

Year Complaints
2013 8
2014 29
2015 35
2016 22
2017 33
2018 11
2019 2
2021 1
2025 1
2026year in progress 1

Complaints by State (Top 15)

New York 22
Georgia 15
California 12
New Jersey 11
Pennsylvania 9
Illinois 9
Florida 6
Arizona 5
Kentucky 5
North Carolina 4
Texas 4
Virginia 4
Connecticut 3
Wisconsin 3
Maryland 3

Company Responses

Closed with non-monetary relief 128
Closed with explanation 8
Closed with monetary relief 3
Closed 2
Untimely response 2

What the CFPB Complaint Record Shows for Nations Recovery Center

The CFPB Consumer Complaint Database has logged 143 complaints against Nations Recovery Center overall, with 2 of those filed in the trailing 12 months. Reports have come from consumers in 36 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Communication tactics" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Nations Recovery Center's timely response rate stands at 86%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. Consumers formally disputed the company's response at a 21% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, 91.6% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Nations Recovery Center have?

The CFPB has logged 143 complaints against Nations Recovery Center to date, of which 2 came in over the last 12 months.

Does Nations Recovery Center respond to complaints on time?

Nations Recovery Center's CFPB timely-response rate is 86%.

What product generates the most complaints for Nations Recovery Center?

"Debt collection" draws more CFPB complaints against Nations Recovery Center than any other product - see the full breakdown above.

What is the most common complaint issue with Nations Recovery Center?

The most common issue reported by consumers about Nations Recovery Center is "Communication tactics." All complaint issues are listed above with their counts.

How do I file a complaint against Nations Recovery Center?

You can file a complaint against Nations Recovery Center directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Nations Recovery Center?

Nations Recovery Center has drawn CFPB complaints from 36 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Nations Recovery Center: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (21% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026