CFPB Consumer Complaint Profile

Nationwide Credit Corporation

What 226 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-05-15

226
Total complaints
44
Last 12 months
99.6%
Timely response
28
States affected

The verdict

Among 3,848 financial companies tracked by CFPB complaint volume, Nationwide Credit Corporation sits at #843, with 226 complaints logged. Its on-time response rate is 99.6%, ahead of the 93% median among companies with 100+ complaints.

#843
of 3,848 companies by volume
99.6%
answered on time
Debt collection
most-complained product
28
states with complaints
Nationwide Credit Corporation timely response rate 99.6%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Other debt 59
Debt collection - Medical debt 47
Debt collection - I do not know 43
Debt collection - Medical 26
Debt collection - Other (i.e. phone, health club, etc.) 19
Credit reporting or other personal consumer reports - Credit reporting 9
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 8
Debt collection - Credit card debt 6
Debt collection - Auto debt 3
Debt collection - Telecommunications debt 2

Top Issues

1.Attempts to collect debt not owed 59
2.Written notification about debt 35
3.Communication tactics 33
4.False statements or representation 31
5.Cont'd attempts collect debt not owed 23
6.Incorrect information on your report 12
7.Took or threatened to take negative or legal action 7
8.Electronic communications 5
9.Taking/threatening an illegal action 5
10.Disclosure verification of debt 4

Complaints by Year

Year Complaints
2014 11
2015 23
2016 20
2017 15
2018 16
2019 7
2020 12
2021 11
2022 21
2023 19
2024 21
2025 37
2026 13

Complaints by State (Top 15)

Virginia 98
Maryland 56
District of Columbia 12
Florida 9
Delaware 4
North Carolina 4
Georgia 3
Mississippi 3
Texas 3
Pennsylvania 3
Tennessee 3
New Jersey 2
West Virginia 2
Michigan 2
Louisiana 2

Company Responses

Closed with explanation 218
In progress 7
Closed with monetary relief 1

What the CFPB Complaint Record Shows for Nationwide Credit Corporation

The CFPB Consumer Complaint Database has logged 226 complaints against Nationwide Credit Corporation overall, with 44 of those filed in the trailing 12 months. Reports have come from consumers in 28 states and territories, making this a multi-regional complaint footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

99.6% of CFPB-forwarded complaints against Nationwide Credit Corporation get a reply inside the Bureau's 15-day window. That is at or above benchmark levels, a sign the company handles intake and escalation well. The company's response was formally disputed in 17.7% of resolved cases, indicating how frequently the initial fix fell short. 0.4% of resolved complaints ended with some monetary or non-monetary relief for the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Nationwide Credit Corporation have?

Nationwide Credit Corporation has 226 total consumer complaints filed with the CFPB, with 44 filed in the last 12 months.

Does Nationwide Credit Corporation respond to complaints on time?

Nationwide Credit Corporation has a 99.6% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Nationwide Credit Corporation?

"Debt collection" draws more CFPB complaints against Nationwide Credit Corporation than any other product - see the full breakdown above.

What is the most common complaint issue with Nationwide Credit Corporation?

The most common issue reported by consumers about Nationwide Credit Corporation is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Nationwide Credit Corporation?

You can file a complaint against Nationwide Credit Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Nationwide Credit Corporation?

Consumers in 28 states and territories have filed complaints about Nationwide Credit Corporation with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

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Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026