CFPB Consumer Complaint Profile

Nav Technologies, Inc.

What 73 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

73
Total complaints
33
Last 12 months
97.3%
Timely response
20
States affected

The verdict

Nav Technologies, Inc. ranks #1526 of 3,848 financial companies by CFPB complaint volume, with 73 complaints on record. It answers 97.3% of complaints on time — above the 93% median for companies with 100+ complaints.

#1526
of 3,848 companies by volume
97.3%
answered on time
Credit reporting or …
most-complained product
20
states with complaints
Nav Technologies, Inc. timely response rate 97.3%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Credit reporting or other personal consumer reports — Credit reporting 36
Checking or savings account — Checking account 12
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 10
Credit card — General-purpose credit card or charge card 8
Debt collection — I do not know 2
Checking or savings account — Other banking product or service 2
Money transfer, virtual currency, or money service — International money transfer 1
Debt or credit management — Credit repair services 1
Debt collection — Credit card debt 1

Top Issues

1.Incorrect information on your report 17
2.Improper use of your report 17
3.Managing an account 9
4.Unable to get your credit report or credit score 4
5.Credit monitoring or identity theft protection services 4
6.Problem with a credit reporting company's investigation into an existing problem 3
7.Attempts to collect debt not owed 3
8.Problem with a purchase shown on your statement 3
9.Opening an account 2
10.Closing an account 2

Complaints by Year

Year Complaints
2019 1
2020 1
2021 1
2022 6
2023 11
2024 12
2025 31
2026 10

Complaints by State (Top 15)

Texas 16
Florida 8
Georgia 7
California 6
Illinois 5
Pennsylvania 5
Virginia 4
Arizona 4
Ohio 3
Delaware 2
New York 2
North Carolina 2
AP 2
Mississippi 1
Wisconsin 1

Company Responses

Closed with explanation 73

What the CFPB Complaint Record Shows for Nav Technologies, Inc.

The CFPB Consumer Complaint Database has logged 73 complaints against Nav Technologies, Inc. overall, with 33 of those filed in the trailing 12 months. Reports have come from consumers in 20 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Credit reporting or other personal consumer reports," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Incorrect information on your report" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Nav Technologies, Inc.'s timely response rate stands at 97.3%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Nav Technologies, Inc. have?

Nav Technologies, Inc. has 73 total consumer complaints filed with the CFPB, with 33 filed in the last 12 months.

Does Nav Technologies, Inc. respond to complaints on time?

Nav Technologies, Inc. has a 97.3% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Nav Technologies, Inc.?

The most complained-about product for Nav Technologies, Inc. is "Credit reporting or other personal consumer reports." You can view the full product breakdown on this page.

What is the most common complaint issue with Nav Technologies, Inc.?

The most common issue reported by consumers about Nav Technologies, Inc. is "Incorrect information on your report." All complaint issues are listed above with their counts.

How do I file a complaint against Nav Technologies, Inc.?

You can file a complaint against Nav Technologies, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Nav Technologies, Inc.?

Consumers in 20 states and territories have filed complaints about Nav Technologies, Inc. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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