CFPB Consumer Complaint Profile

Nav Technologies, Inc.

Behind the 73 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

73
Total complaints
Mid-range
33
Last 12 months
97.3%
Timely response
Below median
20
States affected

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The verdict

73 CFPB complaints put Nav Technologies, Inc. at #1525 out of 3,843 financial companies ranked by complaint volume. On-time replies land at 97.3%, the 42nd percentile for the 100+ complaint peer group.

#1525
of 3,843 companies by volume
97.3%
on time (42nd pctile)
Credit reporting or …
most-complained product
20
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

D
PlainCredit Trust Score
40/100
Nav Technologies, Inc. · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response C+ 97.3%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Nav Technologies, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

97.3% Around the middle higher than 42% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 12 in 2024 to 31 in 2025 (2024 → 2025).

See the full year-over-year release diff

Nav Technologies, Inc. timely response rate 97.3%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Credit reporting or other personal consumer reports - Credit reporting 36
Checking or savings account - Checking account 12
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 10
Credit card - General-purpose credit card or charge card 8
Debt collection - I do not know 2
Checking or savings account - Other banking product or service 2
Money transfer, virtual currency, or money service - International money transfer 1
Debt or credit management - Credit repair services 1
Debt collection - Credit card debt 1

Top Issues

1.Incorrect information on your report 17
2.Improper use of your report 17
3.Managing an account 9
4.Unable to get your credit report or credit score 4
5.Credit monitoring or identity theft protection services 4
6.Problem with a credit reporting company's investigation into an existing problem 3
7.Attempts to collect debt not owed 3
8.Problem with a purchase shown on your statement 3
9.Opening an account 2
10.Closing an account 2

Complaints by Year

Year Complaints
2019 1
2020 1
2021 1
2022 6
2023 11
2024 12
2025 31
2026year in progress 10

Complaints by State (Top 15)

Texas 16
Florida 8
Georgia 7
California 6
Illinois 5
Pennsylvania 5
Virginia 4
Arizona 4
Ohio 3
Delaware 2
New York 2
North Carolina 2
AP 2
Mississippi 1
Wisconsin 1

Company Responses

Closed with explanation 73

What the CFPB Complaint Record Shows for Nav Technologies, Inc.

73 complaints against Nav Technologies, Inc. appear in the CFPB record, including 33 from the trailing year. The 20 states and territories represented put this footprint in multi-regional territory. "Credit reporting or other personal consumer reports" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Inside that category, "Incorrect information on your report" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Nav Technologies, Inc.'s timely response rate stands at 97.3%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. Among resolved complaints, the consumer-relief closure rate is 0%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Nav Technologies, Inc. have?

The CFPB has logged 73 complaints against Nav Technologies, Inc. to date, of which 33 came in over the last 12 months.

Does Nav Technologies, Inc. respond to complaints on time?

CFPB complaints against Nav Technologies, Inc. draw a 97.3% timely-response rate inside the expected window. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Nav Technologies, Inc.?

"Credit reporting or other personal consumer reports" draws more CFPB complaints against Nav Technologies, Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with Nav Technologies, Inc.?

"Incorrect information on your report" is the single most frequently cited issue in complaints against Nav Technologies, Inc. - see all issues and counts above.

How do I file a complaint against Nav Technologies, Inc.?

You can file a complaint against Nav Technologies, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Nav Technologies, Inc.?

The CFPB has recorded complaints against Nav Technologies, Inc. from 20 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Also handles Credit reporting or other personal consumer reports

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Nav Technologies, Inc. have?

The CFPB has logged 73 complaints against Nav Technologies, Inc. to date, of which 33 came in over the last 12 months.

Does Nav Technologies, Inc. respond to complaints on time?

CFPB complaints against Nav Technologies, Inc. draw a 97.3% timely-response rate inside the expected window. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Nav Technologies, Inc.?

"Credit reporting or other personal consumer reports" draws more CFPB complaints against Nav Technologies, Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with Nav Technologies, Inc.?

"Incorrect information on your report" is the single most frequently cited issue in complaints against Nav Technologies, Inc. - see all issues and counts above.

How do I file a complaint against Nav Technologies, Inc.?

You can file a complaint against Nav Technologies, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Nav Technologies, Inc.?

The CFPB has recorded complaints against Nav Technologies, Inc. from 20 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nav Technologies, Inc.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.