CFPB Consumer Complaint Profile

NCC Business Services, Inc.

Consumers have filed 861 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-05-15

861
Total complaints
0
Last 12 months
90.9%
Timely response
47
States affected

The verdict

Out of 3,848 financial companies in the CFPB database, NCC Business Services, Inc. has accumulated 861 complaints, placing it #356 by volume. It answers 90.9% of complaints on time - below the 93% median for companies with 100+ complaints.

#356
of 3,848 companies by volume
90.9%
answered on time
Debt collection
most-complained product
47
states with complaints
NCC Business Services, Inc. timely response rate 90.9%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Other debt 272
Debt collection - Other (i.e. phone, health club, etc.) 271
Debt collection - I do not know 173
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 76
Credit reporting 11
Debt collection - Mortgage debt 11
Debt collection - Mortgage 8
Debt collection - Credit card 8
Debt collection - Medical debt 6
Debt collection - Credit card debt 5

Top Issues

1.Cont'd attempts collect debt not owed 190
2.Attempts to collect debt not owed 168
3.False statements or representation 105
4.Written notification about debt 103
5.Disclosure verification of debt 90
6.Communication tactics 51
7.Incorrect information on your report 50
8.Problem with a credit reporting company's investigation into an existing problem 26
9.Took or threatened to take negative or legal action 25
10.Improper contact or sharing of info 23

Complaints by Year

Year Complaints
2013 20
2014 77
2015 93
2016 147
2017 183
2018 215
2019 126

Complaints by State (Top 15)

Florida 194
Texas 139
Georgia 85
California 73
North Carolina 37
Arizona 31
Virginia 31
Maryland 30
Pennsylvania 19
New York 17
Illinois 15
Michigan 15
South Carolina 13
Massachusetts 12
Missouri 11

Company Responses

Closed with explanation 857
Closed with non-monetary relief 3
Closed with monetary relief 1

What the CFPB Complaint Record Shows for NCC Business Services, Inc.

861 complaints against NCC Business Services, Inc. appear in the CFPB record, including 0 from the trailing year. The 47 states and territories represented put this footprint in nationwide territory. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Cont'd attempts collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, NCC Business Services, Inc. answers 90.9% of forwarded complaints. That is under the 95% benchmark companies are expected to hit, often a precursor to higher dispute rates. In 12.3% of resolved cases, the consumer formally disputed the company's response - a rough measure of how often the first resolution missed the mark. 0.5% of resolved complaints ended with some monetary or non-monetary relief for the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does NCC Business Services, Inc. have?

The CFPB has logged 861 complaints against NCC Business Services, Inc. to date, of which 0 came in over the last 12 months.

Does NCC Business Services, Inc. respond to complaints on time?

NCC Business Services, Inc. has a 90.9% timely response rate to CFPB complaints.

What product generates the most complaints for NCC Business Services, Inc.?

"Debt collection" draws more CFPB complaints against NCC Business Services, Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with NCC Business Services, Inc.?

The most common issue reported by consumers about NCC Business Services, Inc. is "Cont'd attempts collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against NCC Business Services, Inc.?

You can file a complaint against NCC Business Services, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about NCC Business Services, Inc.?

The CFPB has recorded complaints against NCC Business Services, Inc. from 47 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026