CFPB Consumer Complaint Profile

Regional Management Corporation

What 1,520 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

1,520
Total complaints
Among the highest
395
Last 12 months
98.9%
Timely response
Above median
39
States affected

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The verdict

Regional Management Corporation ranks #252 of 3,843 financial companies by CFPB complaint volume, with 1,520 complaints on record. On-time replies land at 98.9%, the 59th percentile for the 100+ complaint peer group.

#252
of 3,843 companies by volume
98.9%
on time (59th pctile)
Credit reporting or …
most-complained product
39
states with complaints
C+
PlainCredit Trust Score
64/100
Regional Management Corporation · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response B 98.9%
Share of complaints answered within the CFPB response window
Dispute Rate C+ 12.3%
Share of responses the consumer disputed (lower is better)
Relief Rate C 3.7%
Share of complaints closed with monetary or non-monetary relief

Regional Management Corporation vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

98.9% Higher than most higher than 59% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 222 in 2024 to 418 in 2025 (2024 → 2025).

See the full year-over-year release diff

Regional Management Corporation timely response rate 98.9%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Credit reporting or other personal consumer reports - Credit reporting 316
Debt collection - I do not know 274
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 166
Debt collection - Other debt 139
Payday loan, title loan, or personal loan - Installment loan 117
Payday loan, title loan, personal loan, or advance loan - Installment loan 100
Debt collection - Payday loan debt 72
Consumer Loan - Installment loan 53
Debt collection - Other (i.e. phone, health club, etc.) 51
Payday loan, title loan, or personal loan - Personal line of credit 33

Top Issues

1.Incorrect information on your report 292
2.Attempts to collect debt not owed 196
3.Communication tactics 134
4.Improper use of your report 128
5.Took or threatened to take negative or legal action 91
6.Struggling to pay your loan 77
7.Problem with a company's investigation into an existing problem 77
8.Charged fees or interest you didn't expect 65
9.Problem when making payments 51
10.Written notification about debt 39

Complaints by Year

Year Complaints
2012 1
2013 15
2014 43
2015 55
2016 46
2017 49
2018 62
2019 67
2020 66
2021 110
2022 116
2023 160
2024 222
2025 418
2026year in progress 90

Complaints by State (Top 15)

Texas 482
South Carolina 205
North Carolina 194
Alabama 123
Georgia 78
Oklahoma 58
Tennessee 46
Virginia 42
California 39
Missouri 37
Illinois 35
New Mexico 26
Florida 22
Wisconsin 19
Mississippi 13

Company Responses

Closed with explanation 1,445
Closed with non-monetary relief 51
Closed 19
Closed with monetary relief 5

What the CFPB Complaint Record Shows for Regional Management Corporation

1,520 complaints against Regional Management Corporation appear in the CFPB record, including 395 from the trailing year. The 39 states and territories represented put this footprint in multi-regional territory. The single largest complaint category is "Credit reporting or other personal consumer reports," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Incorrect information on your report" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

CFPB-forwarded complaints against Regional Management Corporation draw a 98.9% reply rate inside the Bureau's 15-day window. That is at or above benchmark levels, a sign the company handles intake and escalation well. The company's response carried a 12.3% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, 3.7% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Regional Management Corporation have?

1,520 complaints have been filed against Regional Management Corporation with the CFPB overall - 395 of them in the past year.

Does Regional Management Corporation respond to complaints on time?

CFPB complaints against Regional Management Corporation draw a 98.9% timely-response rate inside the expected window. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Regional Management Corporation?

"Credit reporting or other personal consumer reports" draws more CFPB complaints against Regional Management Corporation than any other product - see the full breakdown above.

What is the most common complaint issue with Regional Management Corporation?

Consumers most often cite "Incorrect information on your report" when complaining about Regional Management Corporation; the full issue list with counts is above.

How do I file a complaint against Regional Management Corporation?

You can file a complaint against Regional Management Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Regional Management Corporation?

Regional Management Corporation has drawn CFPB complaints from 39 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Regional Management Corporation: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Credit reporting or other personal consumer reports

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026