CFPB Consumer Complaint Profile

Northwest Collectors Inc.

What the consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

73
Total complaints
Mid-range
4
Last 12 months
90.4%
Timely response
Bottom quartile
10
States affected

Subscribe to this company's annual complaint changes (RSS)

The verdict

Out of 3,843 financial companies in the CFPB database, Northwest Collectors Inc. places #1525 by volume. Its on-time response record is at the 19th percentile among companies with 100+ complaints.

Debt collection
most-complained product
IL
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

D
PlainCredit Trust Score
44/100
Northwest Collectors Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 90.4%
Share of complaints answered within the CFPB response window
Dispute Rate F 31.3%
Share of responses the consumer disputed (lower is better)
Relief Rate B 8.2%
Share of complaints closed with monetary or non-monetary relief

Northwest Collectors Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

90.4% Among the lowest higher than 19% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Debt collection - Medical debt 24
Debt collection - Medical 17
Debt collection - I do not know 15
Debt collection - Other (i.e. phone, health club, etc.) 7
Debt collection - Other debt 4
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 3
Student loan - Federal student loan servicing 1
Debt collection - Non-federal student loan 1
Credit reporting or other personal consumer reports - Credit reporting 1

Top Issues

1.Attempts to collect debt not owed 17
2.Cont'd attempts collect debt not owed 14
3.Disclosure verification of debt 12
4.False statements or representation 9
5.Written notification about debt 8
6.Communication tactics 4
7.Took or threatened to take negative or legal action 2
8.Problem with a credit reporting company's investigation into an existing problem 2
9.Dealing with your lender or servicer 1
10.Improper contact or sharing of info 1

Complaints by Year

Year Complaints
2013 3
2014 4
2015 11
2016 8
2017 20
2018 6
2019 3
2020 4
2021 4
2022 3
2023 1
2024 1
2025 4
2026year in progress 1

Complaints by State (Top 15)

Illinois 60
Florida 3
South Carolina 2
Indiana 1
Delaware 1
Wisconsin 1
Virginia 1
Pennsylvania 1
Colorado 1
Arizona 1

Company Responses

Closed with explanation 66
Closed with non-monetary relief 6
Closed 1

What the CFPB Complaint Record Shows for Northwest Collectors Inc.

Northwest Collectors Inc. draws a geographically concentrated spread of CFPB complaints, filed by consumers in many parts of the country. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Inside that category, "Attempts to collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Timely response is the share of CFPB-forwarded complaints that receive a company reply within the 15-day window the Bureau expects. This company's rate sits below the 95% industry benchmark, a gap that tends to correlate with higher consumer dispute rates downstream. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Northwest Collectors Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Northwest Collectors Inc. have?

73 complaints have been filed against Northwest Collectors Inc. with the CFPB overall - 4 of them in the past year.

Does Northwest Collectors Inc. respond to complaints on time?

Northwest Collectors Inc.'s CFPB timely-response rate is 90.4%.

What product generates the most complaints for Northwest Collectors Inc.?

The most complained-about product for Northwest Collectors Inc. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Northwest Collectors Inc.?

"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against Northwest Collectors Inc. - see all issues and counts above.

How do I file a complaint against Northwest Collectors Inc.?

You can file a complaint against Northwest Collectors Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Northwest Collectors Inc.?

Northwest Collectors Inc. has drawn CFPB complaints from 10 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Northwest Collectors Inc.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.