CFPB Consumer Complaint Profile

Oakridge Direct Solutions Inc.

What the consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

17
Total complaints
Below average
0
Last 12 months
5.9%
Timely response
Bottom decile
10
States affected

Subscribe to this company's annual complaint changes (RSS)

The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Oakridge Direct Solutions Inc. sits at #3073. For answering complaints on time it stands at the 1st percentile in the 100+ complaint peer group.

Debt collection
most-complained product
UT
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

F
PlainCredit Trust Score
30/100
Oakridge Direct Solutions Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 5.9%
Share of complaints answered within the CFPB response window
Dispute Rate A+ 0.0%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Oakridge Direct Solutions Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

5.9% Among the lowest higher than 1% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Debt collection - I do not know 13
Debt collection - Credit card 3
Debt collection - Payday loan 1

Top Issues

1.Communication tactics 7
2.Improper contact or sharing of info 3
3.Took or threatened to take negative or legal action 2
4.Taking/threatening an illegal action 2
5.False statements or representation 1
6.Disclosure verification of debt 1
7.Attempts to collect debt not owed 1

Complaints by Year

Year Complaints
2016 7
2017 10

Complaints by State (Top 15)

Utah 3
California 2
Georgia 2
Pennsylvania 2
Tennessee 1
Arizona 1
Illinois 1
Virginia 1
Texas 1
Michigan 1

Company Responses

Untimely response 16
Closed with explanation 1

What the CFPB Complaint Record Shows for Oakridge Direct Solutions Inc.

In the CFPB record, Oakridge Direct Solutions Inc. has a geographically concentrated complaint footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Inside that category, "Communication tactics" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, the timely-response measure shows how often forwarded complaints get a reply. This company's rate is far under the 95% benchmark, a material red flag, since late or missing responses are among the strongest predictors of CFPB supervisory interest. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Oakridge Direct Solutions Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (0% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Oakridge Direct Solutions Inc. have?

17 complaints have been filed against Oakridge Direct Solutions Inc. with the CFPB overall - 0 of them in the past year.

Does Oakridge Direct Solutions Inc. respond to complaints on time?

Oakridge Direct Solutions Inc.'s CFPB timely-response rate is 5.9%. That falls well short of the 95% benchmark most companies clear.

What product generates the most complaints for Oakridge Direct Solutions Inc.?

"Debt collection" draws more CFPB complaints against Oakridge Direct Solutions Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with Oakridge Direct Solutions Inc.?

"Communication tactics" is the single most frequently cited issue in complaints against Oakridge Direct Solutions Inc. - see all issues and counts above.

How do I file a complaint against Oakridge Direct Solutions Inc.?

You can file a complaint against Oakridge Direct Solutions Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Oakridge Direct Solutions Inc.?

Consumers in 10 states and territories have filed complaints about Oakridge Direct Solutions Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Oakridge Direct Solutions Inc.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.