CFPB Consumer Complaint Profile
Oliphant Financial, LLC
409 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.
Data updated 2026-08-14
- 409
- Total complaints
- Above average
- 0
- Last 12 months
- 88.8%
- Timely response
- Bottom quartile
- 42
- States affected
The verdict
Among 3,843 financial companies tracked by CFPB complaint volume, Oliphant Financial, LLC sits at #563, with 409 complaints logged. It posts a 88.8% on-time response rate, the 16th percentile among companies with 100+ complaints.
- #563
- of 3,843 companies by volume
- 88.8%
- on time (16th pctile)
- Debt collection
- most-complained product
- 42
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Oliphant Financial, LLC vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
88.8% Among the lowest higher than 16% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
What changed
CFPB Consumer Complaint Database 2024 to 2025 complete years
- Annual CFPB complaint volume moved from 160 in 2024 to 75 in 2025 (2024 → 2025).
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 4 |
| 2014 | 14 |
| 2015 | 12 |
| 2016 | 8 |
| 2017 | 7 |
| 2018 | 4 |
| 2019 | 10 |
| 2020 | 7 |
| 2021 | 9 |
| 2022 | 10 |
| 2023 | 89 |
| 2024 | 160 |
| 2025 | 75 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Oliphant Financial, LLC
409 complaints against Oliphant Financial, LLC appear in the CFPB record, including 0 from the trailing year. The 42 states and territories represented put this footprint in nationwide territory. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.
Within the Bureau's 15-day response window, Oliphant Financial, LLC posts a 88.8% reply rate on forwarded complaints. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. The company's response carried a 22.5% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0% rate.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Oliphant Financial, LLC have?
The CFPB has logged 409 complaints against Oliphant Financial, LLC to date, of which 0 came in over the last 12 months.
Does Oliphant Financial, LLC respond to complaints on time?
Oliphant Financial, LLC's CFPB timely-response rate is 88.8%.
What product generates the most complaints for Oliphant Financial, LLC?
The most complained-about product for Oliphant Financial, LLC is "Debt collection." You can view the full product breakdown on this page.
What is the most common complaint issue with Oliphant Financial, LLC?
The most common issue reported by consumers about Oliphant Financial, LLC is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.
How do I file a complaint against Oliphant Financial, LLC?
You can file a complaint against Oliphant Financial, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Oliphant Financial, LLC?
Oliphant Financial, LLC has drawn CFPB complaints from 42 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Oliphant Financial, LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (22.5% here).
Also handles Debt collection
Other companies with the same primary CFPB product category on file.
Source: CFPB Consumer Complaint Database Data through March 2026
Read our methodology - how this data is sourced, computed, and verified.