CFPB Consumer Complaint Profile
Opportunity Fund
Consumers have filed 47 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.
Data updated 2026-08-14
- 47
- Total complaints
- Mid-range
- 23
- Last 12 months
- 93.6%
- Timely response
- Below median
- 12
- States affected
The verdict
Among 3,843 financial companies tracked by CFPB complaint volume, Opportunity Fund sits at #1895, with 47 complaints logged. On-time replies land at 93.6%, the 25th percentile for the 100+ complaint peer group.
- #1895
- of 3,843 companies by volume
- 93.6%
- on time (25th pctile)
- Credit reporting or …
- most-complained product
- 12
- states with complaints
Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Opportunity Fund vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
93.6% Around the middle higher than 25% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2020 | 2 |
| 2021 | 1 |
| 2022 | 3 |
| 2023 | 2 |
| 2024 | 12 |
| 2025 | 20 |
| 2026year in progress | 7 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Opportunity Fund
The CFPB Consumer Complaint Database has logged 47 complaints against Opportunity Fund overall, with 23 of those filed in the trailing 12 months. Reports have come from consumers in 12 states and territories, making this a geographically concentrated complaint footprint. No product draws more complaints than "Credit reporting or other personal consumer reports," which sits at the top of the product breakdown. The specific issue named most within that category is "Incorrect information on your report," a reasonable starting point for understanding recurring friction.
CFPB-forwarded complaints against Opportunity Fund draw a 93.6% reply rate inside the Bureau's 15-day window. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Among resolved complaints, 2.1% closed with some form of monetary or non-monetary relief to the consumer.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Opportunity Fund have?
Opportunity Fund has 47 total consumer complaints filed with the CFPB, with 23 filed in the last 12 months.
Does Opportunity Fund respond to complaints on time?
CFPB complaints against Opportunity Fund draw a 93.6% timely-response rate inside the expected window.
What product generates the most complaints for Opportunity Fund?
Among all products tied to Opportunity Fund, "Credit reporting or other personal consumer reports" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with Opportunity Fund?
The most common issue reported by consumers about Opportunity Fund is "Incorrect information on your report." All complaint issues are listed above with their counts.
How do I file a complaint against Opportunity Fund?
You can file a complaint against Opportunity Fund directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Opportunity Fund?
Opportunity Fund has drawn CFPB complaints from 12 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.
Also handles Credit reporting or other personal consumer reports
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Opportunity Fund have?
Opportunity Fund has 47 total consumer complaints filed with the CFPB, with 23 filed in the last 12 months.
Does Opportunity Fund respond to complaints on time?
CFPB complaints against Opportunity Fund draw a 93.6% timely-response rate inside the expected window.
What product generates the most complaints for Opportunity Fund?
Among all products tied to Opportunity Fund, "Credit reporting or other personal consumer reports" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with Opportunity Fund?
The most common issue reported by consumers about Opportunity Fund is "Incorrect information on your report." All complaint issues are listed above with their counts.
How do I file a complaint against Opportunity Fund?
You can file a complaint against Opportunity Fund directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Opportunity Fund?
Opportunity Fund has drawn CFPB complaints from 12 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.