CFPB Consumer Complaint Profile

Orion Portfolio Services, LLC

What 68 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

68
Total complaints
4
Last 12 months
88.2%
Timely response
22
States affected

The verdict

Orion Portfolio Services, LLC ranks #1576 of 3,848 financial companies by CFPB complaint volume, with 68 complaints on record. It answers 88.2% of complaints on time — below the 93% median for companies with 100+ complaints.

#1576
of 3,848 companies by volume
88.2%
answered on time
Debt collection
most-complained product
22
states with complaints
Orion Portfolio Services, LLC timely response rate 88.2%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Debt collection — Other debt 36
Debt collection — I do not know 13
Debt collection — Credit card debt 9
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 3
Debt collection — Other (i.e. phone, health club, etc.) 3
Credit card or prepaid card — General-purpose credit card or charge card 1
Credit reporting, credit repair services, or other personal consumer reports — Credit repair services 1
Credit reporting or other personal consumer reports — Credit reporting 1
Debt or credit management — Debt settlement 1

Top Issues

1.Attempts to collect debt not owed 36
2.Written notification about debt 9
3.False statements or representation 5
4.Threatened to contact someone or share information improperly 3
5.Took or threatened to take negative or legal action 2
6.Incorrect information on your report 2
7.Communication tactics 2
8.Electronic communications 1
9.Cont'd attempts collect debt not owed 1
10.Improper contact or sharing of info 1

Complaints by Year

Year Complaints
2016 2
2017 1
2018 6
2019 3
2020 20
2021 15
2022 10
2023 5
2024 2
2025 4

Complaints by State (Top 15)

Texas 21
California 9
Florida 7
Maryland 5
New York 3
Pennsylvania 3
Missouri 2
Massachusetts 2
Mississippi 1
Wisconsin 1
Louisiana 1
North Carolina 1
West Virginia 1
Michigan 1
Delaware 1

Company Responses

Closed with explanation 65
Closed with non-monetary relief 3

What the CFPB Complaint Record Shows for Orion Portfolio Services, LLC

The CFPB Consumer Complaint Database has logged 68 complaints against Orion Portfolio Services, LLC overall, with 4 of those filed in the trailing 12 months. Reports have come from consumers in 22 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Orion Portfolio Services, LLC's timely response rate stands at 88.2%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response in 0% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 4.4% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Orion Portfolio Services, LLC have?

Orion Portfolio Services, LLC has 68 total consumer complaints filed with the CFPB, with 4 filed in the last 12 months.

Does Orion Portfolio Services, LLC respond to complaints on time?

Orion Portfolio Services, LLC has a 88.2% timely response rate to CFPB complaints.

What product generates the most complaints for Orion Portfolio Services, LLC?

The most complained-about product for Orion Portfolio Services, LLC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Orion Portfolio Services, LLC?

The most common issue reported by consumers about Orion Portfolio Services, LLC is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Orion Portfolio Services, LLC?

You can file a complaint against Orion Portfolio Services, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Orion Portfolio Services, LLC?

Consumers in 22 states and territories have filed complaints about Orion Portfolio Services, LLC with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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