CFPB Consumer Complaint Profile

Oxford Law, LLC

What 149 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-05-15

149
Total complaints
0
Last 12 months
99.3%
Timely response
34
States affected

The verdict

Oxford Law, LLC ranks #1101 of 3,848 financial companies by CFPB complaint volume, with 149 complaints on record. It answers 99.3% of complaints on time - above the 93% median for companies with 100+ complaints.

#1101
of 3,848 companies by volume
99.3%
answered on time
Debt collection
most-complained product
34
states with complaints
Oxford Law, LLC timely response rate 99.3%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Credit card 59
Debt collection - I do not know 56
Debt collection - Other (i.e. phone, health club, etc.) 12
Debt collection - Auto 6
Debt collection - Payday loan 5
Debt collection - Non-federal student loan 3
Student loan - Non-federal student loan 2
Debt collection - Medical 1
Student loan - Federal student loan servicing 1
Credit card 1

Top Issues

1.Cont'd attempts collect debt not owed 52
2.Communication tactics 37
3.Improper contact or sharing of info 25
4.Disclosure verification of debt 11
5.False statements or representation 10
6.Taking/threatening an illegal action 8
7.Dealing with my lender or servicer 2
8.Problems when you are unable to pay 2
9.Struggling to repay your loan 1
10.Other 1

Complaints by Year

Year Complaints
2013 17
2014 81
2015 33
2016 17
2019 1

Complaints by State (Top 15)

Florida 25
California 20
Pennsylvania 14
Texas 13
Virginia 9
Georgia 5
New Jersey 5
South Carolina 4
Oregon 4
Michigan 4
Ohio 3
Indiana 3
Maryland 3
Kentucky 3
District of Columbia 3

Company Responses

Closed with non-monetary relief 107
Closed with explanation 41
Untimely response 1

What the CFPB Complaint Record Shows for Oxford Law, LLC

The CFPB Consumer Complaint Database has logged 149 complaints against Oxford Law, LLC overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 34 states and territories, making this a multi-regional complaint footprint. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Inside that category, "Cont'd attempts collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

99.3% of CFPB-forwarded complaints against Oxford Law, LLC get a reply inside the Bureau's 15-day window. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 9.5% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. 71.8% of resolved complaints ended with some monetary or non-monetary relief for the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Oxford Law, LLC have?

Oxford Law, LLC has 149 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Oxford Law, LLC respond to complaints on time?

Oxford Law, LLC's CFPB timely-response rate is 99.3%. This is considered excellent.

What product generates the most complaints for Oxford Law, LLC?

"Debt collection" draws more CFPB complaints against Oxford Law, LLC than any other product - see the full breakdown above.

What is the most common complaint issue with Oxford Law, LLC?

"Cont'd attempts collect debt not owed" is the single most frequently cited issue in complaints against Oxford Law, LLC - see all issues and counts above.

How do I file a complaint against Oxford Law, LLC?

You can file a complaint against Oxford Law, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Oxford Law, LLC?

Consumers in 34 states and territories have filed complaints about Oxford Law, LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

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Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026