CFPB Consumer Complaint Profile
Oxford Law, LLC
What 149 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.
Data updated 2026-08-14
- 149
- Total complaints
- Mid-range
- 0
- Last 12 months
- 99.3%
- Timely response
- Above median
- 34
- States affected
The verdict
Oxford Law, LLC ranks #1099 of 3,843 financial companies by CFPB complaint volume, with 149 complaints on record. It posts a 99.3% on-time response rate, the 66th percentile among companies with 100+ complaints.
- #1099
- of 3,843 companies by volume
- 99.3%
- on time (66th pctile)
- Debt collection
- most-complained product
- 34
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Oxford Law, LLC vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
99.3% Higher than most higher than 66% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
What changed
CFPB Consumer Complaint Database 2016 to 2019 complete years
- Annual CFPB complaint volume moved from 17 in 2016 to 1 in 2019 (2016 → 2019).
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 17 |
| 2014 | 81 |
| 2015 | 33 |
| 2016 | 17 |
| 2019 | 1 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Oxford Law, LLC
The CFPB Consumer Complaint Database has logged 149 complaints against Oxford Law, LLC overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 34 states and territories, making this a multi-regional complaint footprint. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Inside that category, "Cont'd attempts collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.
CFPB-forwarded complaints against Oxford Law, LLC draw a 99.3% reply rate inside the Bureau's 15-day window. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response at a 9.5% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 71.8% rate.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Oxford Law, LLC have?
Oxford Law, LLC has 149 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.
Does Oxford Law, LLC respond to complaints on time?
Oxford Law, LLC's CFPB timely-response rate is 99.3%. This is considered excellent.
What product generates the most complaints for Oxford Law, LLC?
"Debt collection" draws more CFPB complaints against Oxford Law, LLC than any other product - see the full breakdown above.
What is the most common complaint issue with Oxford Law, LLC?
"Cont'd attempts collect debt not owed" is the single most frequently cited issue in complaints against Oxford Law, LLC - see all issues and counts above.
How do I file a complaint against Oxford Law, LLC?
You can file a complaint against Oxford Law, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Oxford Law, LLC?
Consumers in 34 states and territories have filed complaints about Oxford Law, LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Oxford Law, LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (9.5% here).
Also handles Debt collection
Other companies with the same primary CFPB product category on file.
Source: CFPB Consumer Complaint Database Data through March 2026
Read our methodology - how this data is sourced, computed, and verified.